Compare first time buyer mortgages...

First Time Buyer Schemes, also known as First Time Buyer Initiatives, were created by the Government in order to help first time buyers secure a property with a minimum deposit to make it easier to get on the property ladder.

For the latest first time buyer mortgage deals, check out the table below:

First Time Buyer Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
4.79%
2 YearsFixed Rate NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
4.99%
2 YearsFixed Rate4.80%90%More Info >
£995 product fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
6.09%
5 YearsFixed Rate5.10%90%More Info >
New purchase only. No product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

First Time Buyer Schemes allow eligible first time buyers to purchase a minimum 50 per cent share in a new house, with the Government making up the remainder and in many cases will also cover such things as deposits, stamp duty and estate agents' or solicitors' fees. However, when the owners want to sell up, they must repay the Government's contribution by way of a share of the sale proceeds. You can learn more about first time buyer schemes and initiatives on the Government's website.

See the table above for the latest first time buyer mortgage deals or click on the link and fill in our quick enquiry form - an advisor will contacy you with free first time buyer quotes to see who could offer you the most competitive deal.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 yearsTracker4.40%75%More Info >
£995 arrangement fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker