Compare Fixed Rate Mortgage Deals

Interest rates can't stay at rock bottom forever, you could protect yourself from any increase in rates with a fixed rate mortgage. Use the tables below to compare a selection of leading fixed rate mortgages:  

Fixed Rate Mortgage Deal Selection - Call Direct
ProviderInitial RateTermTypeAPR*LTV 
1.93%
2 YearsFixed Rate 4.10%75%More Info >
  • Available to all customers
  • Fixed until 31 December 2016
  • Product fee of £995
  • Early repayment charges apply until 31/12/16
1.99%
2 Years Fixed Rate3.70%70%More Info >
  • Call 0800 077 4336 to speak to the HSBC mortgage team
  • You can overpay up to 20% off your standard monthly payment
  • Fixed until 28 Feb 2017
  • Product fee of £999
  • Early repayment charges may apply
  • You can borrow up to £3,000,000
2.59%
2 YearsFixed Rate 3.90%75% to 80%More Info >
  • Call TSB direct on 0808 256 1991
  • If you are buying a home TSB will pay your council tax (offer applies to qualifying mortgage applications and proof of valid bill payment is required. One off Payment to a maximum of £2,500).
  • Available to all customers
  • Fixed until 30 Nov 2016
  • Product fee of £995
  • Early repayment charges apply until 30/11/16
*APR = Overall Cost for Comparison 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

2 Year Fixed Rate Mortgage Deal Selection - Call Direct
ProviderInitial RateTermTypeAPR*LTV 
1.93%
2 YearsFixed Rate 4.10%75%More Info >
  • Available to all customers
  • Fixed until 31 December 2016
  • Product fee of £995
  • Early repayment charges apply until 31/12/16
1.99%
2 Years Fixed Rate3.70%70%More Info >
  • Call 0800 077 4336 to speak to the HSBC mortgage team
  • You can overpay up to 20% off your standard monthly payment
  • Fixed until 28 Feb 2017
  • Product fee of £999
  • Early repayment charges may apply
  • You can borrow up to £3,000,000
2.38%
2 YearsFixed Rate 4.49%65%More Info >
  • Available to all customers
  • No Product fee
  • Fixed until 31 December 2016
  • Early repayment charges apply until 31/12/16
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
YesYesYesYesMore Info >
  • Call 0845 241 5565 or 0117 332 3389 (from mobile)
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Compare Best Fixed Rate Mortgages

Depending on your circumstances and individual needs, a fixed rate mortgage could prove to be a very useful, as they are considered to be very reliable.

 

These fixed rate mortgages may come with a number of useful benefits, including:

 

  • A guarantee that your monthly payments will be of the same amount for the set term, making it easier for you to set out your budget for this period
  • Security against any rises in interest rates during this set term
  • As they are widely used, rates for these mortgages may be highly competitive

Although they can be very useful, it is also worth considering the following potential drawbacks of opting for a fixed rate mortgage:

 

  • As interest rates do not rise or fall with the Bank of England base rate, fixed rate mortgages could prove to be more costly than variable or tracker mortgages if interest rates were to drop over the years
  • The initial rates of fixed rate mortgages may be comparatively high

It is worth remembering that fixed rate mortgages, like any other financial product may have several strengths and weaknesses depending on the circumstances of the customers. Indeed very few financial products are without any element of risk.With this in mind, customers should also consider which repayment option they may be best suited to.

 

Interest only mortgages allow customers to only repay the interest on their mortgage every month, although the loan itself must be repaid in full at the end of the term. Using a repayment mortgage, customers gradually repay both the interest and loan itself every month until they own their property outright.

 

One of the best way to find the most suitable mortgage is to compare fixed rate mortgage deals from several different lenders. You might find the mortgage comparison tables above useful in your search:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker