Fixed Rate Mortgage

The latest fixed rate mortgages...

Fixed rate mortgages offer the security of knowing that your monthly payments will not change during the fixed term. Like all mortgages, fixed rate mortgages have become harder to come by since the credit crisis caused lenders to tighten their criteria, asking for higher deposits and clean credit histories.

You can get the latest information and compare fixed rate mortgage deals using our no obligation mortgage quotes and advice service.

All you need to do is fill in one simple form, and a specialist mortgage broker will call you back with:

  • No obligation fixed rate mortgage quotes
  • Expert help and advice
  • Information about the different options available

See the table below for the latest fixed rate mortgage deals, or click on the link to make use of our quick and friendly mortgage service.


Current Mortgage Deals
Initial RateProviderPeriod ToTypeAPR*LTV 
2.24% Principality BSSep 2012Fixed 4.90% 75% More
2.54% Alliance & LeicesterOct 2012Fixed 4.30% 70% More
2.69% Cumberland BSNov 2012Fixed 4.40% 70% More
2.69% The Mortgage WorksNov 2012Fixed 4.80% 70% More
2.75% Alliance & LeicesterOct 2012Fixed 4.30% 60% More
*APR - Overall Cost for Comparison
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderPeriod ToTypeAPR*LTV 
2.89%
Lifetime TrackerTracker3.00%70% 
Lifetime Tracker Deal. Capital Repayments up to 10% without penalties.Product fee £1499. Early repayment fee 1% of balance repaid until 30/11/2012. Call 0845 0701720
2.54%
2 YearsTracker3.50%75% 
2 Year Tracker Deal. Capital Repayments up to 10% without penalties. Product fee of £945. Early repayment fee of 2% for first 2 years. Call 0800 1838892
3.39%
2 YearsFixed4.10%60% 
2 Year Fixed Deal. No product fee. An early repayment charge applies until 31/08/2012. Maximum LTV 60%. New purchase only. Call 0800 068 7624
3.75%
NAVariable3.80%75% 
Offset Mortgage Deal. Designed to give you financial flexibility by helping you pay off your borrowing early by bringing all your finances together. Call 0845 8055689
4.95%
Aug 20122 Year Fixed4.24%80% 
First Time Buyer 2 Year Fixed Deal. £995 Product Fee. Call 0800 077 3454 to speak to a Santander Mortgage Specialist
4.99%
Sept 20122 Year Tracker 4.00%85% 
First Time buyer 2 Year Tracker Deal. Product Fee £497. Repayment Mortgage Only. Early Repayment Fees Apply. Call 0845 293 77 26 to speak to a Halifax Mortgage Specialist
5.45%
July 2012Fixed4.10%90% 
First Time Buyer 2 Year Fixed Deal. Early repayment charge until July 2012. Capital Repayments up to 10% without penalties. There is a product fee of £999. Call 0808 1091690
6.89%
Aug 2015Fixed5.20%90% 
First Time Buyer 5 Year Fixed Deal. For new Nat West Customers only. Maximum loan £300k. No Product Fee. Call 0800 1582934
2.99%
2 YearsFixed4.80%60% 
2 Year Fixed Deal No application charge. No Completion fee. Call 0845 0701720 and quote FI2. Monday-Thursday 9am-8pm, Friday 9am-5.30pm, Saturday 9am-12pm
*APR - Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker