Fixed Rate Mortgage

Compare Fixed Rate Mortgage Deals

Compare latest fixed rate mortgage deals - use our mortgage tables below to see a selection of market leading mortgage deals - alternatively if you need advice - call our independent mortgage team on 0117 332 6063.

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.18%
2 Years

4.00%

60%£1,995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.39%
2 Years

4.00%

60%£1,495More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.

Our View:

"UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.59%
2 Years

4.10%

75%£1,495More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 096 7447

to speak to an RBS Mortgage Specialist. This mortgage reverts to the RBS variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.69%
2 Years

3.70%

60%£999More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.93%
3 Years

3.90%

60%£995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Post Office Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.19%
3 Years

3.60%

60%£999More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.23%
5 Years

3.50%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.23%
5 Years

3.50%

60%£995More Info >

Call FREE - 0800 096 7447

to speak to an RBS Mortgage Specialist. This mortgage reverts to the RBS variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.39%
5 Years

3.50%

60%£999More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.85%
3 Years

4.00%

60%£1,495More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Post Office Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
3.14%
10 Years

3.50%

Up to 60%£0More Info >

Call FREE - 0808 256 1991

to speak to a TSB Mortgage Specialist. This mortgage reverts to the TSB Bank variable rate of 3.99% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.63%
2 Years

4.30%

90%£995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Post Office Cashback Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.49%
3 Years

4.00%

80%£0More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Post Office Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.99%
3 Years

4.30%

85%£995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Post Office Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed mortgage mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >

Call 0117 332 6063

to speak to the Fair Mortgages team.

Compare Fixed Rate Mortgages

Depending on your circumstances and individual needs, a fixed rate mortgage could prove to be a very useful, as they are considered to be very reliable.

 

These fixed rate mortgages may come with a number of useful benefits, including:

 

  • A guarantee that your monthly payments will be of the same amount for the set term, making it easier for you to set out your budget for this period
  • Security against any rises in interest rates during this set term
  • As they are widely used, rates for these mortgages may be highly competitive

Although they can be very useful, it is also worth considering the following potential drawbacks of opting for a fixed rate mortgage:

 

  • As interest rates do not rise or fall with the Bank of England base rate, fixed rate mortgages could prove to be more costly than variable or tracker mortgages if interest rates were to drop over the years
  • The initial rates of fixed rate mortgages may be comparatively high

It is worth remembering that fixed rate mortgages, like any other financial product may have several strengths and weaknesses depending on the circumstances of the customers. Indeed very few financial products are without any element of risk.With this in mind, customers should also consider which repayment option they may be best suited to.

 

Interest only mortgages allow customers to only repay the interest on their mortgage every month, although the loan itself must be repaid in full at the end of the term. Using a repayment mortgage, customers gradually repay both the interest and loan itself every month until they own their property outright.

 

One of the best way to find the most suitable mortgage is to compare fixed rate mortgage deals from several different lenders. If you require mortgage advice call our independent mortgage team on 0117 332 6063.

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.18%
2 Years

4.00%

60%£1,995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.08%
2 Years

4.10%

60%£1,995More Info >

Call FREE - 0808 178 6813

to speak to a Post Office Mortgage Specialist.
Our View: "A Market Leading 2 Year Tracker 60% LTV Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 096 7447

to speak to an RBS Mortgage Specialist. This mortgage reverts to the RBS variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.69%
2 Years

3.70%

60%£999More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker