Flexible Self-Cert Mortgage

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.32%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

You may find it more difficult to apply for a mortgage if you are self-employed and are unable to show mainstream accounts for the last three years. A flexible self-cert mortgage could be one option, as many lenders now cater for those whose earnings are less easily proved. A flexible self-cert mortgage will be based on:

  • A letter containing self-declared income
  • A letter from your accountant

If you apply for a flexible self-cert mortgage, you will be able to take advantage of a flexible repayment schedule, many of which allow you to make under or overpayments, depending on your financial situation at the time. It is worth comparing quotes from a range of providers to ensure you get a competitive deal and this can be done quickly and easily using the form below.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker