Flood Insurance

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Flood Insurance

Flood insurance cover is a specialist type of insurance policy that is designed to compensate home owners in the event of flood damage. With this type of cover while you shop around yourself we would suggest using a specialist broker to help you find the right deal for you to find the best flood insurance quote for your money.

 

Typically, flood insurance cover from a reputable company will include the following features in the event of a flood:

  • Alternative accommodation if the property is rendered uninhabitable
  • Contents cover for any items or personal property that may have been damaged
  • Buildings insurance for any external damage to the property

 

Whether you are looking for flood insurance cover as part of a package of home insurance or a stand alone policy, use our comparison table.

 

 In many instances, flood insurance cover may be included as part of many standard home insurance policies. In certain high risk areas however, many insurers will often refuse to cover the cost of flood damage. For this reason, a specialist flood insurance broker can often make the difference when getting affordable flood insurance quotes.

 

Although it is more expensive, insurance providers that specialise in flood insurance cover will usually provide several distinct advantages over mainstream building and contents insurers. Flood insurance cover that is included as part of a broader home insurance package often contains fewer specific features than a stand alone policy. Specialist flood insurance cover will often contain several advantages that are intended to provide customers with more comprehensive protection. The following are some examples of these features:

 

  • A far more flexible policy that is designed to meet with the customers individual needs and circumstances
  • A 24 hour claim service intended to assist with customer claims
  • Accidental damage insurance