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Focus FTSE Contingent Income Plan February 2017

The opportunity for up to 6.40% annual income, quarterly payments...

The Focus FTSE Contingent Income Plan February 2017 is a maximum six year and two week structured investment income plan linked to the performance of the FTSE 100 Index (‘the Index’).

The Index is measured at the start of the plan and then ongoing on a quarterly basis. On each Quarterly Measurement Date, if the Index is at or above 75% of its Opening Level you will receive 1.60% income for that quarter. If the Index is below 75% of its Opening Level you will receive no income for that quarter.

In addition, although the Plan has a 6 year term, it offers the opportunity to mature early every quarter from year 2 onwards. To achieve early maturity the level of the Index on a Quarterly Measurement Date must be at least 5% above the Opening Level. If the Plan does mature early then it will return your original capital plus the final income payment. 

If the Plan does not achieve early maturity then repayment of your capital is dependent on the Final Level of the Index. 

As long as the Index has not fallen by more than 40% at maturity from the Start Index Level, you will receive the full return of your original investment. Any breach in this 40% safety net has the benefit of only being measured at maturity and not throughout the investment term, by comparing the Finish Index Level to the Start Index Level. If at the end of the plan, the Index is below this 40% safety net barrier, you will lose 1% of capital for every 1% the Index has fallen below its Start Level. It should be noted that in this scenario at least 40% of your capital will be lost. As such, this investment is only appropriate for those investors willing to accept the risk that they may lose some or all of their capital.

The Plan is available for Stocks & Shares ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.  

Plan Details

  • Potential quarterly income: 1.60% (equivalent to 6.40% annually)
  • Potential to kick out quarterly from year 2 onwards
  • Capital at risk product*
  • Investment term: Maximum 6 Years
  • Arrangement fee applies
  • Minimum single investment: £5,000
  • Maximum ISA investment: £15,240
  • No maximum ISA transfer
  • No maximum total investment
  • Also available to businesses, charities and SIPPs
  • Investment deadline for ISA transfers: The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available  
  • Investment deadline for direct and ISA investments by cheque: The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available
  • Investment deadline for direct and ISA investments by bank transfer: The deadline for this plan has now passed. Please fill in the form to receive details of the next plan as soon as they become available

* The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Credit Suisse AG) to repay the monies.

Reduced arrangement fee: For investments of £100,000 or more into this plan, processed through Fair Investment Company, your arrangement fee will be reduced to 2% of your original investment.

"Oliver Roylance-Smith, DirectorIf you are looking for a high income opportunity and do not think the FTSE will fall by more than 25% over the medium term, this plan could be worth a closer look."

Oliver Roylance-Smith,
Head of Savings and Investments
   Important Information
Please note that it is now too late to apply for this product, but a new version will be available shortly. Please fill in the form below and details of the Focus FTSE Contingent Income Plan April 2017 will be sent to you as soon as they become available.
Request a brochure by email and post:
Focus FTSE Monthly Income Plan April 2017
 
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This is a structured investment plan that is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the FTSE 100 Index.

There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

If you are at all unsure of the suitability of these types of investment, both in respect of their objectives and their risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Conduct Authority.