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Popular ISA funds Our Select 100 fundsWhat is a Stocks and Shares ISA?
A Stocks and Shares ISA provides a tax efficient means of saving. It enables you to invest £7,200 each year into a range of investments, and any capital growth or income is tax protected from the tax man.
From 6th April, you can invest £10,200 a year. For over 50s this change applied from 6 October 2009, meaning you can invest an additional £3000 in the 2009/10 tax year.
Stocks and Shares ISAs have the potential for greater returns but do carry an element of risk depending on the investment you select. Whereas Cash ISAs are mainly deposit accounts where your capital is guaranteed and any additional interest is tax free.
Why buy a Stocks & Shares ISA through the Fair Investment ISA and Investment Account?
The Fair Investment ISA has been designed to offer you:
- A low cost way to invest in funds, with up to 100% discounts on initial fund charges
- Extensive fund choice, with over 2000 to select from
- Ability to manage your account online
- Access to our free investment magazine
- Access to our Investment Helpline
You can transfer existing ISAs to the Fair Investment ISA and Investment Account. You can also invest a lump sum or set up a regular savings plan.
Even if you maximise your ISA allowances you can still make use of your annual capital gains tax allowance and invest into our fund account, which offers the same range of discounted funds.