Halifax Mortgages

Compare Latest Halifax Mortgage Rates

Compare the best Halifax Mortgage Rates that suit your needs - With 5,000 Mortgage Deals available. Halifax offers a selection of mortgage products for first time buyers, home-movers and for those looking to remortgage. For the best Halifax mortgage rates see the table below or use our FREE Mortgage calculator above to compare the latest UK mortgage deal. Rates are updated daily.  Check out the latest Halifax mortgage rates for first time buyers, purchase and remortgage.

Fixed Rate Mortgage Deals
ProviderTypeInitial RateInitial TermOverall Cost for ComparisonLTV*Product Fee 
Fixed Rate
1.17%
2 Years4.10%60%£1,995More Info >
  • Available to all customers
  • Product fee of £1,995
Fixed Rate
1.35%
2 Years4.10%75%£1,495More Info >
  • Available to all customers
  • Product fee of £1,495
Fixed Rate
2.09%
2 Years4.60%75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.09%
2 Years4.70%75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.59%
2 Years4.60%75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
2.69%
2 Years4.60%75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
2.59%
2 Years4.70%85%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.59%
2 Years4.70%85%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
2.95%
2 Years4.30%90%£995More Info >
  • Available to all customers  
  • Product fee of £995
Fixed Rate
3.09%
5 Years4.40%75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.09%
5 Years4.40%75%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.25%
5 Years4.10%85%£995More Info >
  • Available to all customers
  • Product fee of £995
Fixed Rate
3.29%
2 Years4.70%90%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.29%
2 Years4.0%90%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Fixed Rate
3.49%
5 Years4.60%85%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.49%
5 Years4.60%85%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
3.39%
5 Years4.40%75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
3.39%
5 Years4.40%75%£0More Info >
  • Available to all customers
  • No product fee
Fixed Rate
3.99%
5 Years4.80%90%£999More Info >
  • Available to all customers
  • Product fee of £999
Fixed Rate
4.39%
5 Years4.80%90%£0More Info >
  • Available to all customers
  • No Product fee

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Tracker Mortgage Deals
ProviderTypeInitial RateInitial TermOverall Cost for ComparisonLTV*Product Fee 
Tracker
1.08%
2 Years4.00%60%£1,995More Info >
  • Available to NEW customers only 
  • Product fee of £1,995
Tracker
1.09%
2 Years3.70%60%£1,995More Info >
  • Call TSB direct on 0808 256 1991
  • Home Purchase and First Time Buyers
  • Product fee of £1,995
Tracker
1.25%
2 Years4.10%75%£995More Info >
  • Available to all customers
  • Product fee of £995
Tracker Rate
Home Purchase Only
1.34%
2 Years3.80%70%-75%£1,995More Info >
  • Call TSB direct on 0808 256 1991
  • Home Purchase and First Time Buyers
  • Product fee of £1,995
Tracker
1.39%
2 Years4.30%65%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker
1.44%
2 years3.30%60%£999More Info >
Tracker
1.44%
2 years3.60%70%£999More Info >
Tracker
Freedom to Switch
1.49%
2 Years4.40%65%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker
1.59%
2 Years4.40%75%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker
Freedom to Switch
1.69%
2 Years4.40%75%£995More Info >
  • Available to all customers
  • Call 0845 163 3048 to speak to us about this deal
  • Product fee of £995
Tracker Rate
1.79%
2 Years3.80%75% to 80%£995More Info >
Tracker
1.94%
2 years3.70%80%£999More Info >
Lifetime Tracker
1.99%
Life of the mortgage2.10%60%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Tracker Rate
2.14%
2 Years3.90%80%-85%£995More Info >
  • Call TSB direct on 0808 256 1991
  • Home Purchase and First Time Buyers
  • Product fee £995
Lifetime Tracker
2.19%
Life of the mortgage2.30%70%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Lifetime Tracker
2.39%
Life of the mortgage2.50%75%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Lifetime Tracker
2.59%
Life of the mortgage2.70%80%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Tracker Rate
Buy to Let
3.69%
2 Years4.90%Up to 60%£995More Info >
  • Call TSB direct on 0808 256 1991
  • Available to all customers
  • Product fee of £995
  • Borrow between £25,001 and £1m
Lifetime Tracker
3.79%
Life of the mortgage3.90%85%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999
Lifetime Tracker
4.29%
Life of the mortgage4.50%90%£999More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £999

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above tracker rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Discount Rate Mortgage Deals
ProviderTypeInitial RateInitial TermOverall Cost for ComparisonLTV*Product Fee 
Discounted
Variable Rate
0.99%
2 Years3.60%60%£1,499More Info >
  • Call the HSBC mortgage team 0800 077 4336
  • Product fee of £1499
Discounted
Variable Rate
2.39%
2 Years4.70%75%£999More Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 
Discounted
Variable Rate
2.59%
2 Years4.70%80%£999More Info >
  • Available to all customers
  • Product fee of £999 (£499 existing customers) 

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above discount mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Buy to Let Mortgage Deal Selection
ProviderTypeInitial RateInitial TermOverall Cost for ComparisonLTV*Product Fee 
Fixed Rate
Buy to Let
2.44%
2 Years4.70%60%£995More Info >
  • Available to NEW customers
  • Product fee of £995
Fixed Rate
Buy to Let
2.89%
3 Years4.60%60%£995More Info >
  • Available to NEW customers
  • Product fee £995
Fixed Rate
Buy to Let
3.19%
2 Years5.30%70%£999More Info >
  • Available to all customers
  • Product fee of £999

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above buy to let mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
YesYesYesYesMore Info >
  • Call 0117 332 6063
  • Independent mortgage advice
  • Experienced administration support
  • Fast Track Service

About Halifax mortgages

Halifax mortgages offer a range of benefits such as:

  • Top mortgage deals – choose from a range of fixed or tracker mortgages whether you’re buying a home or remortgaging
  • Flexible mortgages – whichever mortgage you choose, you can benefits from a range of special features designed to help you manage it more easily.
  • Expert mortgage advisers – as well as helping you to arrange your mortgage, Halifax mortgage advisers can help you arrange a survey or help you find a solicitor to do the conveyancing.
  • Easy application - once you’ve had an offer accepted, you can start your mortgage application online, over the phone, or in person at your nearest branch.

Different types of Halifax mortgage

Halifax provides a range of mortgage deals to suit a variety of buyers. Mortgage options available from Halifax include:

  • Fixed rate mortgages - interest rate is fixed for an agreed period of time
  • Tracker mortgages – the interest rate is linked to the Bank of England Base Rate for a set period
  • Remortgages - Deals if you need to remortgage your home
  • Interest only mortgages – both fixed and tracker, available if you are borrowing less than 75% loan to value (LTV)
  • Buy to let mortgages – for people who want to buy a property to rent out
  • First time buyer mortgages – these mortgage can help you if you are looking to get on the housing ladder and include help to buy mortgage products

Compare the latest UK mortgage deals above or call our mortgage team for the latest Halifax deals on 0845 241 5556..

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker