Your landlord should arrange content cover for anything in the property that they bought and own. Any damage caused by you to those objects may result in you losing money from your deposit, so you might want to get contents insurance that also covers any contents that do not belong to you.
Here are some useful tips to think about when looking for home content insurance for tenants:
- Make sure you take out contents insurance in order to secure your own possessions in the house you are renting.
- If you are sharing a property think about whether you would like insurance for everybody, or just for your possessions.
- Always read the small print so that you can evaluate what is included in your policy.
- Make sure that you are receiving the appropriate level of cover.
Some insurance providers may ask you about the size of your property and how many rooms it has. Some may request an estimate for the total value of all the possessions you wish to insure. When applying for home contents insurance for tenants, make sure that your answers are accurate and honest.