Horse Insurance

Get a great horse insurance deal...

Horses are expensive and have the potential to cause considerable damage and injury, both to themselves and others, so it is important that you get either third party or comprehensive horse insurance. See below to learn more about the cover you can expect from horse insurance, or compare leading providers:

Horse Insurance Deals
ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
n/a£5,000Petplan Equine offers genuine Covered for Life pet insurance.Get Quotes >
n/a£6,000£250 or £500 excStandard Equine (aged 30 days to 20 years) - veterinary fees up to £2,000, £4,000 or £6,000 per condition for 365 days from the initial onset of a condition. Mature Equine (aged over 20 years) provide veterinary fees for accidental injury of up to £2000 per injury for 365 from the initial onset, subject to a £125 excess. Third party public liability insurance provides cover up to £2 million subject to the excess depending on your chosen policy. In addition, bolt on extras are available so that it can be tailored to suit your individual needs, including Death of Horse, Loss of Use, Loss by Theft or Straying, Tack cover, Trailer cover, and Personal Accident and Dental cover. Also, if you don’t own or loan your own horse, a range of Rider Only policies are available to provide you with Personal Accident and Public Liability cover. A range of policies from young rider, to premium covers are offered. These policies provide cover for Third Party Liability, Emergency Veterinary Fees, Personal Accident and Dental and more.Get Quotes >

What is covered by horse insurance?

Horse insurance can include such cover as:

  • Cover for death from injury or illness
  • Cover for loss of your horse by theft or straying
  • Cover for vet’s fees
  • Cover for horses from 30 days old up to over 20 years, depending on the horse insurance provider
  • Bloodstock insurance – specialist insurance for high-value thoroughbred horses
  • Personal accident insurance – cover for the rider of handler of the horse in the case of death or permanent disability due to an accident involving the horse
  • Cover for equipment such as tack and saddles
  • Multi-horse discount - save money when you insure more than one horse
  • Cover for horse-drawn vehicles
  • Veteran insurance – get specialist insurance plans for horses aged between 17 and 40
  • Cover for horse boxes and trailers
  • Third party liability 
  • Helplines – some horse insurers may offer useful, free helplines for policyholders, such as legal advice helplines or bereavement helplines

To start enjoying the peace of mind that horse insurance offers, see the table to compare deals and get free horse insurance quotes.