HSBC Mortgages - Rates From 0.99%

Compare HSBC Mortgage Rates

hsbc mortgages

UK Lowest Ever 2 Year Fixed Rate Mortgage

Call FREE - 0800 077 4336 

0.99%Reverts to 3.94% after 2 years
  • 2 Year Fixed - 65% LTV Deal
  • Call FREE - 0800 077 4336  8am to 10pm


Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare HSBC mortgages - Compare the best HSBC mortgages, first time buyer mortgages, purchase, remortgage and buy to let mortgage deals with other UK mortgage lenders - Call HSBC Free on 0800 077 4336 for the latest deals.

HSBC Mortgages - 2 Year Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Fixed

1.29%

Reverts to 3.69%

2

Years

3.40%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

1.39%

Reverts to 3.69%

2

Years

3.40%

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

1.39%

Reverts to 3.69%

2

Years

3.40%

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

1.64%

Reverts to 3.69%

2

Years

3.40%

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Lifetime Tracker

1.74%

Life of the mortgage

1.80%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 1.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.69%

Reverts to 3.69%

2

Years

3.40%

85%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Lifetime Tracker

1.94%

Life of the mortgage

2.00%

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 2.00% APRC. This is the cost of the mortgage over the full term.
Lifetime Tracker

2.14%

Life of the mortgage

2.20%

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 2.20% APRC. This is the cost of the mortgage over the full term.
Fixed

2.34%

Reverts to 3.69%

2

Years

3.50%

90%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

3.69%

Reverts to 3.69%

2

Years

3.80%

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 2 year mortgage products are a selection of deals available directly through HSBC who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Fixed Rate Mortgage - Featured Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Fixed

1.69%

Reverts to 3.69%

3

Years

3.30%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

1.97%

Reverts to 3.75%

5

Years

3.20%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above fixed rate mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
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Call 0117 332 6063

to speak to the Fair Mortgages team.

Find the right HSBC mortgage deal for you


Whether you are a first time buyer, home mover, remortgaging, or looking to set up as a buy to let landlord, HSBC Mortgages could help you achieve your property goals. HSBC offers a variety of mortgage deals, including:
  • Fixed rate mortgage deals – Fixed rate mortgages offer the security of knowing exactly how much you will need to budget each month to make your mortgage repayments, because the interest rate you are charges will be fixed for a set period of time after the mortgage is taken out. HSBC offers a selection of fixed rate mortgages ranging in duration from 2, 3 and 5 years at a maximum loan to value (LTV) of 90%. At the end of the fixed rate, the interest rate will revert to the HSBC Variable Rate. 
  • Tracker mortgage deals – HSBC offers lifetime tracker mortgages, which track the Bank of England Base Rate for the entire duration of your mortgage loan. As the Base Rate rises and falls, your interest rate will change accordingly. HSBC Lifetime Tracker mortgages are available at up to 90% LTV.
  • Discount mortgage deals – HSBC discount mortgages offer you a set discount off the HSBC Standard Variable Rate for a set period after the mortgage is taken out, which means that your initial monthly repayments will be reduced. HSBC currently offers 2 year discount mortgages.
  • Remortgage deals – If your current mortgage deal is no longer cost-effective or is coming to an end, remortgaging could help you to save money on your mortgage repayments each month, provided that you choose well. HSBC offers remortgage deals including fixed rate, discount and tracker remortgages.
  • Buy to let mortgages – Looking to set up as a landlord? HSBC’s range of buy to let mortgages includes fixed rates up to 3 years and lifetimes tracker rates at up to 75% LTV.
  • First time buyer mortgages – For people who are looking to buy their first home, HSBC offers a selection of first time buyer mortgage deals requiring a 10% deposit.

Features and benefits of HSBC Mortgages Deals


Some of the benefits of taking out a mortgage with HSBC could include:
  • Flexibility with the option to make overpayments as it suits you
  • Special offers from the HSBC Homebuyer Specials range
  • Cashback deals
  • Special cashback rates for HSBC Advance and HSBC Premier Customers
  • No booking fees on selected mortgage products
  • Offers on low booking fees – eligible customers could get up to £700 off their mortgage booking fees (terms and conditions apply)
  • Options to port your mortgage - take your HSBC mortgage with you when you move home
To compare HSBC mortgage deals with other leading mortgage rates and find the best deals for you, call out independent mortgage team on 0117 332 6063.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker