HSBC Offset Mortgages

hsbc mortgages

UK Lowest Ever 2 Year Fixed Rate Mortgage

Call FREE - 0800 077 4336 

0.99%Reverts to 3.94% after 2 years
  • 2 Year Fixed - 65% LTV Deal
  • Call FREE - 0800 077 4336  8am to 10pm


Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

For latest information on HSBC Mortgage deals call 0800 077 4336

Selected Mortgage Deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.99%

Reverts to 4.70%

5

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

3.09%

Reverts to 4.70%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of top deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Customers who choose this type of interest rate deal will be expected to repay their mortgage as part of an interest only agreement. This means that the customer will be responsible for paying the initial loan at the end of the mortgage period.

 

Eligibility

Single applicants must have a minimum salary of £30,000, and joint applicants must have a combined salary of at least £50,000. In order to be eligible for this type of mortgage, customers must also hold a current account with 1st Direct.

 

If for any reason this mortgage deal does not fit with your requirements, customers are advised to research the market as much as possible using mortgage comparisons on the various offers that are available.


Founded in 1865 with headquarters based in London, HSBC are one of the largest global financial services providers in the world. With products designed for four large customer groups, including personal financial services, markets and global and commercial banking, the company offer a wide range of different products that may be highly useful for customers.

 

Although HSBC Offset Mortgages are not directly offered, they are instead supplied by First Direct, a member of the HSBC banking family. Instead of HSBC, Offset Mortgages from First Direct have a number of useful benefits that may prove useful for customers in many instances.

 

Using this type of mortgage, customers can:

  • Overpay on their mortgage by as much as they wish (although early repayment charges may apply if the loan is fully repaid early, depending on the interest rate)
  • Borrow an amount from between 2-25 years

 

If you are searching for more suitable offset mortgage deals, feel free to consult our mortgage comparisons table below:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker