If one or more of the following sounds like you, then structured investment products might be what you're looking for:
- You're looking to protect some or all of your original capital
- You don't mind taking on additional investment risk for potentially better returns
- You would consider investing in hedge funds and commodities
- You can lock your money away for a fixed term to achieve potentially higher returns
But, structured investments are not for everyone, and they might not be right for you if:
- You want guaranteed returns on your capital
- You don't want investments with performance linked to the stock market
- You're looking for complete protection for your investment
- You might need access to your cash within the term of the investment
If you think structured investments are what you're looking for to diversify your investment portfolio and potentially enhance your returns, compare HSBC structured investment products and apply through our online comparison table.
The safety of your original capital depends on the ability of the counterparty (the institution providing the underlying assets, rather than the product provider) to repay your investment at the end of the term. You can assess the strength of a counterparty, and therefore the relative risk to your investment, by comparing their credit rating score, from AAA to D, using a credit rating agency such as Standard & Poor's (www.standardandpoors.com) or Fitch (www.fitchratings.com).