Impaired Health Annuities
Get up to 50% More Annuity Income…
Impaired health annuities (sometimes called impaired life annuities) aim to provide a higher annuity income for those people who meet certain health criteria. In life assurance, poor health normally means that you are penalised, however, the opposite is true with annuities where poor health, and consequently decreased life expectancy, means that you enjoy higher annuity rates.
Conditions for which a person may qualify for an impaired health annuity include: Chronic Heart Disease, Chronic Lung Disease, Motor Neurone Disease, Parkinson's Disease, Hodgkin's Disease, Alzheimer's Disease, Serious Stroke, Some primary malignant cancers & secondary malignant cancers, Multiple Sclerosis, Alzheimer's Disease.
The number of insurance companies offering impaired health annuities is growing rapidly and each application is individually underwritten to ensure that your full details are taken into account. Impaired health annuities are available for both pension and non-pension annuities.
Quotes based on £100,000.00 purchase amount, conventional, level escalation, nil guaranteed period, paid in arrears without proportion. Annuity rates correct as at 15/03/2010.
Quotes based on £100,000.00 purchase amount, conventional, level escalation, nil guaranteed period, paid in arrears without proportion. Annuity rates correct as at 15/03/2010.
Quotes based on £100,000.00 purchase amount, conventional, level escalation, nil guaranteed period, paid in arrears without proportion, spouse/partner annuity of 66% payable without overlap. Annuity rates correct as at 15/03/2010.
Our Annuity Service provides:-
- Depending on your pension provider up to 50% More Annuity Income
- Specialist advice & information on impaired life annuity arrangements.
- Assessment of your circumstances to find the most suitable type of annuity for you or whether there are any other options more suited to you.
- Comparing annuity rates to ensure that you maximise your annuity income.
- Explaining the options available to you and ensuring that you fully understand them.
- Helping you with the relevant paperwork to ensure that you annuity is processed smoothly.
When considering impaired health annuities, it is important that you consult a suitably qualified adviser who can provide you with impartial advice. He or she will be able to look at the whole of the market so that you can be assured that you are obtaining the most competitive annuity rates for your circumstances.
For Quotes & Advice on Impaired Health Annuities complete our short form