Income Fund Selection

Oliver Roylance-Smith, Director

"Our income fund selection is based on extensive research from independent research company OBSR. They use a diversified research approach, which includes strength of investment process, clearly defined investment objectives and past performance. We have broken down their income selections into Equity funds, Bond funds and Managed funds, in order to help you find your choices easily. 


If you're ready to invest, you can compare fund platforms to see options on how to buy your fund."

Oliver Roylance-Smith , Head of Savings & Investments

Select Income Funds - Monthly Income High Yield Bond Funds
Fund ManagerFundFund Manager Initial Charge¹AMC³Income Yield*Select Fund°Fact SheetHow to Invest
Aberdeen High Yield Bond0%0.50%6.77%yesFactsheetApply Now >
Income Paid Monthly. Attractive level of income with the opportunity for some long-term capital return by investing in non-investment grade debt and debt related securities issued by companies, governments, government related bodies and supranational institutions domiciled or active in the UK or Europe. See latest fund factsheet for details.
Threadneedle High Yield Bond 0%0.60%5.70%yesFactsheetApply Now >
Income Paid Monthly. Principally invests in higher risk UK and international fixed interest securities to achieve a high level of income which is paid on a monthly basis. See latest fund factsheet for details.
Kames High Yield Bond0%0.75%4.99%yesFactsheetApply Now >
Income Paid Monthly. The primary investment objective is to maximise total return(income plus capital) by investing in a portfolio of predominately high yield bonds, selected investment grade bonds and cash. The fund may hold sterling and other currency denominated bonds hedged back to sterling. The fund may also invest in deposits, money market instruments, derivative instruments and forward transactions. See latest fund factsheet for details.

*Current Income Yields are Gross, Variable and Not Guaranteed as at 30/04/15 - Yields are rounded down to one decimal place - See latest Fund Factsheet for details.

³AMC is the Annual Management Charge applied by the Fund Manager. 

°Select Fund - See how our funds are selected

 

High Yield Bonds: These funds invests in riskier bonds, known as sub-investment grade bonds. These bonds pay higher interest rates, to try to provide more attractive income returns. To achieve this, greater risk is taken as the companies are more likely to miss payments or not repay the loan, resulting in the returns on your investment falling.

Select Income Funds - UK Equity Income
Fund ManagerFundFund Manager Initial Charge¹AMC³Income Yield*Select Fund°Fact SheetHow to Invest
Schroders Income Maximiser0%0.75%7.0%yesFactsheetApply Now >
Income Paid Quarterly. The Fund’s investment objective is to provide income with potential for capital growth primarily through investment in equity and equity related securities of UK companies. The fund will also use derivative instruments to generate additional income. See latest fund factsheet for details.
Woodford Equity Income Fund0%0.75%3.50%yesFactsheetApply Now >
Our selected partner for investing in Neil Woodford's Equity Income fund is Barclays Stockbrokers, via their INVESTMENT ISA for new ISAs and ISA transfers, or their MARKETMASTER® ACCOUNT for non-ISA investments. Income Paid Quarterly.The fund’s investment objective is to provide investors with long-term appreciation through investing in stocks primarily listed on the UK stock exchanges. Up to 20% may be invested in international companies. The income objective is 10% higher than the FTSE All Share Index yield with an anticipated annual yield of 4.0%.
Threadneedle UK Equity Income0%0.75%4.0%yesFactsheetApply Now >
Income Paid Quarterly. The Fund aims to achieve an above average rate of income combined with sound prospects for capital growth. The Fund invests primarily in UK equities. It may, however, invest in other securities such as convertibles and gilts. See latest fund factsheet for details.
AXA Framlington UK Equity Income0%0.75%3.86%yesFactsheetApply Now >
Income Paid Twice Yearly. This fund aims to produce a higher than average yield combined with long term growth of income and capital. Investment is made principally in UK equities and convertible shares of companies which, in the Manager's opinion, show above average profitability, management quality and growth.. Save up to 100% on Initial Charges.
Artemis Income0%0.75%3.7%yesFactsheetApply Now >
Income Paid Twice Yearly. This fund aims to provide an increasing income and capital growth from investing mainly in ordinary shares, preference shares, convertible bonds and fixed-interest securities in the UK. We will not be restricted in our choice of investments, either by the size of the company, the industry it trades in, or the geographical split of the portfolio. See latest fund factsheet for details.
Invesco Perpetual Income0%0.75%3.2%yesFactsheetApply Now >
Income Paid Twice Yearly. The Invesco Perpetual Income Fund aims to achieve a reasonable level of income, together with capital growth. The fund intends to invest primarily in companies listed in the UK, with the balance invested internationally. See latest fund factsheet for details.

*Current Income Yields are Gross, Variable and Not Guaranteed as at 31/01/14 - Yields are rounded down to one decimal place - See latest Fund Factsheet for details.  7.0% target yield for Schroder's Income Maximiser and 4.0% anticipated yield for Woodford's Equity Income Fund

³AMC is the Annual Management Charge applied by the Fund Manager.

°Select Fund - See how our funds are selected

Select Income Funds - Global Equity Income
Fund ManagerFundFund Manager Initial Charge¹AMC³Income Yield*Select Fund°Fact SheetHow to Invest
Newton Global Higher Income 0%0.75%4.7%yesFactsheetApply Now >
Income Paid Quarterly. The objective of the Sub-Fund is to achieve increasing annual distributions together with long-term capital growth from investing predominantly in global securities. The Sub-Fund may also invest in collective investment schemes. See latest fund factsheet for details.

*Current Income Yields are Gross, Variable and Not Guaranteed as at 17/10/13 - Yields are rounded down to one decimal place - See latest Fund Factsheet for details.

³AMC is the Annual Management Charge applied by the Fund Manager.

°Select Fund - See how our funds are selected

Select Income Funds - High Yield Bonds
Fund ManagerFundFund Manager Initial Charge¹AMC³Income Yield*Select Fund°Fact SheetHow to Invest
Aberdeen High Yield Bond0%0.50%6.77%yesFactsheetApply Now >
Income Paid Monthly. Attractive level of income with the opportunity for some long-term capital return by investing in non-investment grade debt and debt related securities issued by companies, governments, government related bodies and supranational institutions domiciled or active in the UK or Europe. See latest fund factsheet for details.
Threadneedle High Yield Bond 0%0.60%5.70%yesFactsheetApply Now >
Income Paid Monthly. Principally invests in higher risk UK and international fixed interest securities to achieve a high level of income which is paid on a monthly basis. See latest fund factsheet for details.
Kames High Yield Bond0%0.75%4.99%yesFactsheetApply Now >
Income Paid Monthly. The primary investment objective is to maximise total return(income plus capital) by investing in a portfolio of predominately high yield bonds, selected investment grade bonds and cash. The fund may hold sterling and other currency denominated bonds hedged back to sterling. The fund may also invest in deposits, money market instruments, derivative instruments and forward transactions. See latest fund factsheet for details.

*Current Income Yields are Gross, Variable and Not Guaranteed as at 28/2/14 - See Fund Factsheet for latest details.

³AMC is the Annual Management Charge applied by the Fund Manager. 

°Select Fund - See how our funds are selected 

 

High Yield Bonds: These funds invests in riskier bonds, known as sub-investment grade bonds. These bonds pay higher interest rates, to try to provide more attractive income returns. To achieve this, greater risk is taken as the companies are more likely to miss payments or not repay the loan, resulting in the returns on your investment falling.

Select Income Funds - Property
Fund ManagerFundFund Manager Initial Charge¹AMC³Income Yield*Select Fund°Fact SheetHow to Invest
Global Property Securities0%0.75%0.6%yesFactsheetApply Now >
Income Paid Annually. The Fund’s investment objective is to provide a total return primarily through investment in real estate investment trusts, equity and debt securities of other types of property companies worldwide. Investment will be in directly held transferable securities. The Fund may also invest in collective investment schemes, derivatives, cash, deposits, warrants and money market instruments. See latest fund factsheet for details.

*Current Income Yields are Gross, Variable and Not Guaranteed as at 25/02/13 - Yields are rounded down to one decimal place - See latest Fund Factsheet for details.

³AMC is the Annual Management Charge applied by the Fund Manager. 

°Select Fund - See how our funds are selected

Compare income funds

Find the right income funds for you by using our comparison tables, where we've put together out selection of the latest funds.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.