Instant Access Savings Accounts

Compare Latest Offers

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

1.22%

Instant AccessMore Info >
Earn 1.22% AER variable interest. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £1. Unlimited deposits and withdrawals permitted. FSCS Protected
1.00%Easy AccessMore Info >
1.00% gross/AER on balances from £1,000 to £1 million. Unlimited withdrawals without restriction or loss of interest.

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.


Instant Access Best Buys

 
1. RCI Bank - Freedom Savings »


Market leading  RCI Bank offers a competitive instant access savings account.

  • Highest UK rate on instant access savings 1.30% AER/Gross pa (variable)
  • Interest is paid monthly or annually
  • Withdrawals - Unlimited & no penalties
  • Online account
  • Minimum deposit - £1
  • Maximum deposit - £1 million

Quick online application setup from RCI Bank


2. Ford Money - Easy Access Account »


Ford Motor Car Company have been managing money in the UK since 1963. See below their latest easy access account which is FSCS protected.

Ford Money offers a great instant access account:

  • Easy Access 1.22% AER/Gross pa (variable)
  • Interest is paid monthly or annually
  • Online Account
  • Withdrawals permitted
  • Minimum deposit - £500
  • Maximum deposit - £2 million
  • FSCS Protected

Quick online application setup from Ford Money


With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible.


Many savings accounts below-inflation interest rates, which means people's savings are being eroded in real terms. While there are many savings accounts on the market, many do not offer much of a financial advantage as they offer interest that only matches the base rate set by the Bank of England. We help you compare a selection of some of the best interest paying accounts. 


For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.