Instant Access Savings Accounts

Compare great instant access savings rates…

Instant access savings accounts mean you can get at your cash whenever you need it without paying any penalties.

There are some great rates on offer from leading UK providers on instant access savings accounts; see below for the latest rates:


ProviderAccountRateApply
2.75% 
The 2.75% rate shown includes a fixed 1.50% bonus for 12 months on balances up to £100,000.
2.75% 
The 2.75% rate shown includes a fixed 2.25% bonus for at least 12 months. Open with a minimum deposit of £1,000.
2.70% 
Includes a 0.69% bonus payment for the 1st 12 months giving you a return of 2.70% AER. Open from £1,000.
2.50% 
Rate guaranteed for 12 months from date account opened. Save from just £1.
2.50% 
2.50% includes a 12 month bonus of 2.00%. AER without bonus is 0.50%
2.50% 
2.50% includes a 12 month bonus of 2.00%. AER without bonus rate is 0.50%.
2.10% 
2.10% includes a 12 month bonus of 2.00%. AER without bonus is 0.10%
2.01% 
2.01% includes a 12 month bonus of 0.50%. Rate without bonus is 1.50%
2.00% 
[No bonus] Available to Nationwide Flex Account holders only. Rate applies where 3 or fewer withdrawals are made each year.
0.75% 
0.75% including a 0.50% bonus on months where you don't make a withdrawal. Rate without bonus is 0.25%.
Instant access savings accounts are great if you want to put some money away, but need to be able to get to it at a moments notice.
 
So, if you want to save but want to be able to have access to your cash at any time, an instant access savings account could be just the thing.

Benefits of instant access savings include:
  • Competitive interest rates
  • No restrictions or penalties
  • Quick access to your cash

You can compare a range of instant access savings accounts, along with other best buy savings accounts, with the table above, or, to compare instant access savings accounts and other types of savings, click on the links below:




Investment ISAs
 Product NameISA OptionIncome YieldMore Info
FTSE Income Plan - Conditional Income Optionyes
6.50% pa*
 
5 Year Structured Income Plan with offering an annual yield of 6.50%
FTSE Income Plan - Fixed Income Optionyes
5.80% pa
 
5 Year Structured Income Plan offering an annual yield of 5.80%.
Fidelity China Special Situations PLCyes  
NEW LAUNCH NOW OPEN - To be managed by Anthony Bolton one of the UK's most renowned fund managers who believes the investment opportunity presented by China is just too good to miss. No Initial Charges if you invest by 5th April 2010.
Schroders Income Maximiseryes
Click for Details
 
The Schroder Income Maximiser Fund ISA aims to deliver a target income yield of 7% pa, also providing potential capital growth. Income is paid quarterly.
Invesco Perpetual Corporate Bond ISAyes
6.23%***
 
This highly popular fund aims to achieve a high level of overall return with relative security to capital. Income Paid to you twice yearly. Up to 100% Discount off the Standard Initial Fund Charge.
Artemis Income ISAyes
5.40%*
 
One of the leading UK Equity Income Funds. The Fund managers hunt out companies with strong free cash flow and solid balance sheets. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge.
M&G Corporate Bond ISAyes
4.80%*
 
The M&G Corporate Bond Fund is a conservative ‘blue chip’ sterling fund that aims to produce a higher return than UK government bonds. Income is Paid to you Quarterly. 100% Discount off the Standard Initial Fund Charge.
Invesco Perpetual High Income Fund ISAyes
4.69%**
 
One of the UK's most popular income fund ISAs the Invesco Perpetual High Income has delivered consistently good long term returns through a variety of market conditions. Income is paid to you twice yearly. 100% Discount off the Standard Initial Fund Charge.
Jupiter Merlin Income Portfolioyes
4.10%*
 
The Jupiter Merlin Income Portfolio fund aims to achieve a high and rising income with some potential for capital growth. Income Distributions are made to you quarterly. 95% Discount Off the Standard Initial Fund Charge.
* Income payments are dependent upon the FTSE 100 Index.
† Guaranteed income payments.
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