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Investec FTSE 100 6 Year Defensive Deposit Plan 14

The opportunity for a 25% interest payment + full capital protection...
Investec Structured Products

The Investec FTSE 100 6 Year Defensive Deposit Plan 14 (‘the Plan’) is a six year capital protected structured deposit plan linked to the performance of the FTSE 100 Index (‘the Index’). 

The objective of the Plan is to provide a full repayment of capital at the end of the six year term, plus a fixed return of 25% provided that the Final Index Level (subject to averaging) is higher than 95% of the Initial Index Level by any amount. 

If, at maturity, the Final Index Level is equal to or lower than 95% of the Initial Index Level, your original capital will be repaid but you will not receive a growth return.

The Plan is available for 2016/17 Cash ISA, 2017/18 Cash ISA, ISA Transfer, Direct Investment, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts. 

  • Target return - 25% if the Index if above 95% of its Initial Level
  • Capital protected product*
  • Eligible for the Financial Services Compensation Scheme up to £85,000 for an individual or up to £170,000 for a joint deposit account 
  • Investment term - 6 Years
  • Arrangement fee applies
  • Minimum single investment - £3,000
  • Maximum 2016/17 ISA investment - £15,240
  • Maximum 2017/18 ISA investment - £20,000
  • ISA transfers accepted
  • Maximum direct investment - £1,000,000
  • Also available to businesses, charities and trusts
  • This Plan is not the same as a bank or building society deposit account and you may not receive your initial deposit in full if your capital is withdrawn early
  • Investment deadline ISA transfers: 24 March 2017 
  • Investment deadline for 2016/17 ISA applications: 5 April 2017
  • Investment deadline for direct and 2017/18 ISA applications: 13 April 2017

*The return of your initial deposit depends on the ability of the deposit taker (Investec Bank plc) to repay your money.

Reduced arrangement fee: For investments of £100,000 or more into this plan, processed through Fair Investment Company, your arrangement fee will be reduced to 2% of your original investment.

"Oliver Roylance-Smith, DirectorOur top 5 year fixed rate bond is currently paying 2.05%, and with further downward pressure expected on savings rates, the potential for a fixed return of 25% could be an attractive alternative for savers."

Oliver Roylance-Smith
Head of Savings and Investments

Request a brochure by email and post:
Investec FTSE 100 6 Year Defensive Deposit Plan 14
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This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Conduct Authority.