With structured investment products you can:
- Get defined returns
- Get a defined investment timescale
- Expose your capital to higher risk for potentially enhanced returns
- Protect some or all of your capital
- Get monthly income payments, depending on which product you choose
Structured investment products might not be right for you if you:
- Are looking for guaranteed returns on your investment
- Might need immediate access to your money
- Don't want an investment linked to an index
- Want to make regular payments into your investment
If you think structured investment is what you're looking for, check out some of the latest products with our comparison service.
The safety of your original capital depends on the ability of the counterparty (the institution providing the underlying assets, rather than the product provider) to repay your investment at the end of the term. You can assess the strength of a counterparty, and therefore the relative risk to your investment, by comparing their credit rating score, from AAA to D, using a credit rating agency such as Standard & Poor's (www.standardandpoors.com) or Fitch (www.fitchratings.com).