"Kick-out investment plans offer investors the potential for a fixed rate of return which is known at the outset, dependent on the performance of an underlying asset, such as the FTSE 100 Index. Provided the asset performs as required (for example, being the same or higher than its value at the start of the plan), you can achieve a competitive return on your investment plus your original capital back in as little as 12 months. They are therefore designed for those prepared to invest for the medium term but who would also like the opportunity for early maturity. There is a wide choice available, including plans linked to the performance of the FTSE, defensive plans offering a return even if the underlying investment goes down, as well as plans linked to the performance of shares which offer the potential for even higher returns."
Oliver Roylance-Smith , Head of Investments and Savings