Large Mortgages

Compare Large Mortgage Rates

2 Year TRACKER deal »NatWest Mortgages

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1.84%Reverts to 3.99% after 2 years


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

In order to find large mortgages, it is important to consider the range of different mortgage deals that are widely available. By comparing these mortgages that are offered by different providers, you'll have the best chance of finding a competitive deal:

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.40%

Reverts to 3.99%

2

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Tracker

1.84%

Reverts to 3.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

2.07%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

3.03%

Reverts to 3.99%

2

Years

85%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.94%

Reverts to 3.69%

10

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.
Fixed

4.10%

Reverts to 3.99%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Getting a large mortgage

In the event that you are looking for a large mortgage in excess of £1 million, you may find that a normal, mainstream bank won't offer mortgages that are over this sum. Firstly, they may not be confident or experienced in lending at this amount and therefore will most likely be unable to secure you a decent arrangement. Also, giving a large mortgage deal to one individual is seen as exposing the lender to greater financial risk than offering the identical sum in several smaller mortgages to a selection of borrowers.


Why pick a large mortgage expert?


In the event that you are seeking a large mortgage it is likewise probably the case that you likely that you have a fast-paced way of life and a busy professional lifestyle. You may need to travel frequently for work or leisure, which can make organising your mortgage a headache. Picking a decent expert larger mortgage dealer could help you to locate the best mortgage bargain for you, rapidly and effectively, with bespoke assistance throughout the process. A selection of the advantages of picking a large mortgage expert could include:

  • Extensive large mortgage deals at values that are exceptionally hard to get on the high street, beginning from £1 million in value and customized for your specific circumstances.
  • Good mortgage rates to fit your situation, offered by a broad scope of bespoke high value mortgage lenders.
  • A selection of private residential, buy to let or business mortgage deals on offer, all at a high value.
  • A solid contact base of larger mortgage lenders – A large mortgage specialist intermediary is likely to have a broad system of contacts to help you get the large mortgage deal that you need. Contacts could include a range of private banks and high value home loan specialists.
  • Expertise in understanding your individual monetary circumstances – whether you are hoping to purchase in the UK from abroad, hold money in a foreign currency, or are non-domiciled in the UK, an expert larger mortgage specialist may have the capacity to help you locate the mortgage offer that suits you.
  • A bespoke administration process from start to finish - A large mortgage specialist can help to make the whole mortgage process simple and straightforward.
  • Get access to high value bridging loan deals – this could allow you to complete your purchase in the event that the purchasing chain is held up or your sale is cancelled.
  • Flexible mortgage terms – a specialist mortgage broker can help you to get the flexible larger mortgage deal you want


What factors may be taken into consideration by lenders and banks when offering a large mortgage?


When considering whether to lend to you, providers of large mortgages may consider the following points:

  • Income and other sources of finance – as a high value borrower, you may have a high yet sporadic stream of income instead of a salaried employment.
  • Your nationality, domicile or country of residence (if it is not the UK) – Quite a substantial number of large mortgage borrowers are non-UK nationals, have financial interests abroad, or are non-domiciled for tax purposes. A good specialist large mortgage will be able to help you find sympathetic mortgage lenders and get the best large mortgage arrangement for you.
  • Your proposed repayment methods and plans – Many large home loans are accessible as repayment, interest only or offset mortgage deals.

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.40%

Reverts to 3.99%

2

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.7% APRC. This is the cost of the mortgage over the full term.
Fixed

1.54%

Reverts to 3.69%

3

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Tracker

1.84%

Reverts to 3.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker