It is a fact of the insurance industry that companies will tend to award lower premiums to those consumers that are considered less likely to make a claim. This may make trying to obtain life insurance for cerebral palsy sufferers more difficult. Many insurance providers consider people with long-term health problems to be higher risk. This means that if they are willing to offer life insurance to cerebral palsy sufferers, there is likely to be a "rating" to reflect this higher risk i.e. premiums are likely to be higher.
In searching the market for life insurance options we recommend the use of a life insurance broker - complete our enquiry form for more details.