Lifetime Tracker Mortgage

A tracker rate for the mortgage term...

A lifetime tracker mortgage provides you with a base rate tracker mortgage for the entire term of the loan, meaning your mortgage rate will track the Bank of England base rate, becoming cheaper when it falls, but going up when it rises.

See below for some of the best lifetime tracker mortgage rates on the market:

Tracker Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
2.09%
2 Years2 Year Tracker4.00%60%More Info >
£1,995 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Tracker Exclusive4.00%60%More Info >
Only available to existing current account customers. £1,499 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
2.49%
2 Years2 Year Tracker Fee Free3.80%60%More Info >
For purchase and remortgage. No booking fee. Maximum mortgage size £1million
Call 0800 077 4264 to speak to the HSBC mortgage team.
2.84%
2 Years2 Year Tracker4.10%60%More Info >
Available to all customers. £995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.85%
2 Years2 Year Tracker Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Tracker Fee Free4.00%60%More Info >
No product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.19%
2 YearsTracker3.90%60%More Info >
£999 product fee. Reverting to base rate + 3.39% variable for the remaining term of the mortgage.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
3.29%
2 YearsTracker3.90%70%More Info >
£999 product fee. Reverting to base rate + 3.39% variable for the remaining term of the mortgage.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Tracking Bank of England base rates for the term of the mortgage, lifetime tracker mortgages can provide several features:
  • Tracking Bank of England rates means that you will be able to take advantage of savings if interest rates drop, although you will also face increased charges if they rise.
  • Flexibility may be offered to make overpayments and thus repay the loan early without incurring additional charges.

A lifetime mortgage is something different. Also known as equity release, lifetime mortgages allow people over the age of 50 to release equity from their home.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.09%
2 Years2 Year Tracker4.00%60%More Info >
£1,995 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Fixed4.10%60%More Info >
Available to all home buyers, including first time buyers. £1,995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Tracker Exclusive4.00%60%More Info >
Only available to existing current account customers. £1,499 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Tracker Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 Years2 Year Fixed Rate3.90%60%More Info >
£999 Product fee. Other terms available.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker