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 Do you know how safe your savings are? Should you choose a fixed rate or a bonus rate? Our useful savings guides could help you to make the most of your money.
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Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Lloyds TSB Cash ISAs

Cash ISAs - Maximise your savings!

Whether you are saving towards your first home or car, Lloyds TSB Cash ISAs offer a great method of tax free saving. Do not waste your annual tax free savings allowance; make the most of it with Lloyds TSB Cash ISAs, or compare other deals in the tables below:

Cash ISA Selection
ProviderAccountInterest Rate (AER)TermApply
17.25%3 YearsApply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.
7.00%6 YearsApply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.
3.30%1 YearApply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).

*Income payments and returns are dependent on the performance of the FTSE 100 index.

Fixed Rate Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
3.70%2 YearsApply Now >
3.70% tax free/AER fixed on balances from £10,000 or more. 3.40% on balances of less than £10,000. Minimum opening balance is £3,000.
3.30%1 YearApply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
Instant Access Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
3.35%Easy AccessApply Now >
3.35% AER variable tax-free with a fixed bonus of 2.35% until 31st October 2013 for balances over £1,000. Balances under £1,000 earn 0.25% AER variable tax-free.
3.00%Instant AccessApply Now >
3.00% AER (2.96% gross p.a) tax free guaranteed for 12 months. Open with £1. No restrictions on withdrawals.
2.65%Instant accessApply Now >
The rate includes a fixed introductory bonus of 1.65% for the first 18 months from account opening.
2.50%Instant AccessApply Now >
Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit.

 

Some of the benefits of Lloyds TSB Cash ISAs include:
  • Open with as little as £10
  • Protect some of your savings from tax
  • Set up regular payments or pay lump sums as and when you can, it is up to you.

Lloyds TSB Cash ISAs have a competitive interest rate, and interest earned is calculated daily but applied at the end of the tax year.

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