Loans For People With Bad Credit

Keep your options open…

If you have a bad credit history, it can affect your borrowing power but some lenders still offer loans for people with bad credit. There may be many reasons why your credit report may be hindering your ability to borrow in the form of a loan, including:

  • records of your repayments (mortgages, loans and credit cards), including any you have missed
  • a list of any financial products you may have applied for, even if you didn't actually go ahead with them
  • any court judgements outstanding against you

Lenders can see all this information, and use it to help them decide whether or not to lend you money. So if your report is less than perfect, it may be more difficult for you to obtain a loan.

Once you know where you stand with your credit report it is easier to find a solution, just click on the link below and we will help you find loans for people with bad credit, we will also compare interest rates and repayment terms.

We work with leading independent UK bad credit personal loan brokers to help you find the right deal based on your circumstances, let us search out the loans for people with bad credit that are available. Our no obligation service is also free of charge.  


LenderTypeAPRApply
Personal Loan8.10% 
Barclayloan Plus8.80% 
exclusively for existing Barclays customers
Blackhorse Personal Loan10.90% 
Homeowners Only - Borrow from £1,000 - £15,000
Zopa Social Lending9.1% Typical 
peer to peer lending- rates from 7.25% to 17.52% APR, £1K - £15K available - Good Credit Rating required

Disclaimer: Every effort is made to keep the site accurate, however we cannot guarantee that a Personal Loan issuer has not increased or decreased one or more of the APRs or fees/charges associated with a loan deal or changed its features, obligations or benefits. Please be sure to read the Loans for People with Bad Credit agreement fully and carefully before making any agreement.

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