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Medical Insurance Coverage

Medical insurance coverage…

Private medical insurance products are designed to provide coverage for the costs of private medical treatments for ‘acute conditions’. 

These acute conditions are defined by insurance providers as curable illnesses, diseases or injuries that are likely to respond well to treatment, leaving your health restored to the state it was prior to the illness, disease or injury, or leading you to a full recovery.

The advantages of purchasing medical insurance are widely stated as:


  • The ability to bypass long waiting lists for medical treatments should you become ill or be injured during the course of your policy
  • The freedom to choose where and when you undergo medical treatments, as well as which specialist will carry them out
  • A more comfortable and convenient experience whilst receiving any medical treatments.

Some of the best providers of medical insurance quotes in the UK are listed in the comparison table below.


Medical Insurance Quotes
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

There are a variety of different insurance providers offering quotes for a range of different medical insurance plans, with varying levels of coverage.

You might wish to make yourself aware of how much coverage each medical insurance policy will offer you upon receiving a quote, prior to deciding whether to purchase a product.  Each policy will come with a variety of exclusions that may vary depending on the insurance provider and level of the coverage, so it may also be a good idea to find out about what these are.

Private medical insurance does not tend to provide coverage for long-term treatments for chronic conditions, or for pre-existing conditions that you may have suffered from before the term of the policy.