Modified Car Insurance

Generally, insurers don't like modifications because they often increase the likelihood of an accident or theft. If you have made changes to your vehicle, you will need to inform your insurance company of them and get yourself a modified car insurance policy, with the changes made taken into account. By failing to do so, it could be difficult to make a successful claim and could invalidate your insurance policy.

Major modification, such as changes to the engine will undoubtedly cause an increase in the cost of the policy, for example:

Modification to the engine
Modification to the exhaust
Modification to the bumpers,
Addition of spoilers
Changing or lowering the suspension

Small modifications like changes to the vehicle's lights, adding alloy wheels or the blackening of windows are unlikely to affect the price of your premium, but you will still need to inform your insurer. Compare deals with our online tool by clicking on the link below.