Mortgages For People With Poor Credit

Mortgages for people with bad credit often come with high rates of interest, and mortgage lenders have become strict about who they lend to, requiring proof that the borrower will be able to keep up with repayments on the loan. So it is worth shopping about to see who is offering the best mortgages for people with poor credit histories. It may be in your interest to speak to an independent specialist bad credit mortgage adviser who will know which deals are best. A mortgage quote finding service will:  

  • Search across the market for the best deals, from independent brokers to high street lenders
  • Find mortgages that are suited to your personal circumstances, taking into account your poor credit history
  • Advise you on the best offers

To get more information and to find mortgages for people with poor credit, fill in the online form and an expert in adverse credit history mortgages will get in touch to discuss the mortgages currently available.

Current Mortgage Deals
Initial RateProviderPeriod ToTypeAPR*LTV 
1.90% ING DirectApr 2014Discounted Variable 3.40% 70% More >
1.98% Skipton BSFeb 2014Variable 4.70% 60% More >
1.99% first directFeb 2014Variable 3.60% 65% More >
1.99% Royal Bank of ScotlandMar 2014Variable 3.80% 50% More >
1.99% The Mortgage WorksApr 2014Variable 4.60% 70% More >
*APR - Overall Cost for Comparison
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.09%
2 Years2 Year Tracker4.00%60%More Info >
£1,995 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Fixed4.10%60%More Info >
Available to all home buyers, including first time buyers. £1,995 Product Fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Tracker Exclusive4.00%60%More Info >
Only available to existing current account customers. £1,499 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.45%
2 Years2 Year Tracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
2.85%
2 Years2 Year Fixed4.10%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.85%
2 Years2 Year Tracker Fee Free4.00%60%More Info >
No product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.89%
2 Years2 Year Tracker4.00%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 Years2 Year Fixed Rate3.90%60%More Info >
£999 Product fee. Other terms available.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker