Modern families in the UK are increasingly finding themselves in a situation where they need to operate two or more cars. Multi car insurance for families can allow both the parents and children to be named drivers in more then one car.
The fact that many different cars are joined together under one common car insurance policy can lead to lower premiums.
Families should always make sure that they have agreed on what they want from a policy.
Apart from a possible reduction in the cost of premiums multi car insurance can ensure that family’s insurance is easy to manage. Instead of having three distinct policies and different renewal dates, multi car policies can act to combine them all under one policy.
Here are a few examples of the differences between multi car insurances deals that families should be aware of:
Polices differ on whether or not a change of vehicle mid way through the policy will affect the terms of the agreement
A particular concern for many consumers is whether or not no claims discounts are awarded to cars added to the policy and whether one family member making a claim will affect the discounts of all other parties to the policy
Consumers should check whether all named drivers are insured to drive in all of the named cars
The key to getting great multi car insurance for families is to compare different car insurance quotes form different companies like the ones listed below.