Musical Instrument Insurance

Musical Instrument & Equipment Insurance Quotes

If your musical instrument is valuable and you would have trouble being able to afford a replacement if it was lost, damaged or stolen, then you might want to consider taking out a musical instrument insurance policy. This will offer a range of protection, whatever your instrument, and give you the peace of mind that comes with knowing you’re covered.

Compare Musical Instruments & Equipment Insurance
ProviderMax CoverStandard ExcessWorldwide CoverAdditional BenefitsApply
£250,000£100yesAccidental damage, theft and loss. Loss of Earnings. Instrument & Equipment breakdown. Public liability insurance. New for old. Flexible cover. Hire of instruments and equipment available until yours are repaired or replaced.Get Quotes >

A good musical instrument or equipment policy should include:

  • Flexible cover if your instrument is lost, damaged or stolen
  • Third party liability cover
  • A new for old replacement
  • No excess unless you want to reduce your premium
  • Personal accident cover
  • Optional cover such as breakdown of equipment and ‘in vehicle’ cover for on the road

You should also have the option of choosing from UK, EU, or worldwide cover, to make sure you get the cover where you need it. Musical instruments can be expensive and fragile, and are not always covered by home insurance, especially outside the home, so it is important to be aware that millions of musical instruments are stolen each year. Get a quote for musical instrument insurance today.