Nationwide Fixed Rate Bond

Compare Nationwide Savings With The Market

ProviderAccountInterest RateTermApply

2.21%

per annum

£1,000More Info >
Earn 2.21% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected

2.10%

per annum

£1,000More Info >
Earn 2.10% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected

1.90%

per annum

£1,000More Info >
Earn 1.90% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected

1.67%

per annum

£500More Info >
Earn 1.67% fixed interest. 30 month term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.60%

per annum

£1,000More Info >
Earn 1.60% fixed interest for 2 year term. Interest paid at annually. Minimum deposit £1,000. No withdrawals permitted. FSCS Protected
1.50%Current Account
Instant Access
More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.

1.50%

per annum

£1,000More Info >
Earn 1.50% fixed interest - 1 year term - Minimum deposit £1,000 - No withdrawals permitted - FSCS Protected
1.10%Instant AccessMore Info >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
1.10%1 YearMore Info >
1.10% gross/AER fixed for 1 year. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
0.86%Easy AccessMore Info >
Earn 0.86% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
0.75%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.75% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000 (From 2nd May 2017, 0.50% AER variable on £1+ will apply). No monthly account fee
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
Fixed Rate Bond Selection
ProviderAccountInterest RateTermApply

2.21%

per annum

£1,000More Info >
  • Earn 2.21% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

2.10%

per annum

£1,000More Info >
  • Earn 2.10 gross/AER fixed for 4 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

1.90%

per annum

£1,000More Info >
  • Earn 1.90% gross/AER fixed for 3 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

1.60%

per annum

£1,000More Info >
  • Earn 1.60% AER 
  • Minimum opening balance of £1,000
  • Interest paid annually
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.50%

per annum

£1,000More Info >
  • Manage your account online
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals

0.80%

per annum

£1,000More Info >
  • Minimum opening balance of £1,000, up to a maximum balance of £1,000,000
  • Interest paid on maturity
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

If you are looking for a better rate of return from your savings than a saving account, you could try one of the Nationwide fixed rate bonds. Terms can range from 6 months to 3 years, depending on how long you want to lock your cash away for, and with tiered interest rates, the more you save, the more you earn. You can compare Nationwide fixed rate bonds and apply online using the table below:

Nationwide fixed rate bonds feature:

  • Minimum opening deposit of £1
  • Choice of terms from 6 months to 3 years
  • Open several bonds as long as the total does not exceed £5 million
  • Choice of monthly or annual interest payments
  • Fixed rate of payment
  • Option to have a joint account
  • To open a Nationwide fixed rate bond you need to be at least 7 years old

 

As opening a nationwide fixed rate bond would require you to lock away your savings for a set period of time before you do so you might want to consider alternative savings options as well:


  • Tracker bonds – Similar to a fixed rate bond, but instead of your interest rate staying consistent throughout the bonds term, it will change in relation to any increases or decreases in the Base Rate set by the Bank of England. This means you could get a better or worse interest rate over the bond’s term. Due to this variation you cannot predict beforehand how much you will receive in return at the end of the bond’s term.

 

  • Structured Deposits – Like fixed rate and tracker bonds a structured deposit requires you to lock up your funds for a period of time however they generally offer better potential interest payments, but they are not guaranteed so you may only get your original deposit back. This is because this type of plan is usually tied to the performance of an index such as the FTSE 100, if over the plan the index or indices perform in a certain way, as stated in the plan, you will receive your original investment back plus an interest payment. However if it does not perform in a way set out at the start of the plan you will receive your investment back but will no gains on it, so it is a risk that needs to be carefully considered beforehand.

 

  • Savings Account – Instant access savings accounts tend to offer lower interest rates than structured deposits or bonds, however they will usually allow you to make unlimited penalty free withdrawals from the account.