Nationwide Fixed Rate Bond

Compare Nationwide Savings With The Market

ProviderAccountInterest RateTermApply
1.30%Instant AccessMore Info >
MARKET LEADING. Earn 1.30% gross/AER. Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

1.80%

per annum

£1,000More Info >
MARKET LEADING 1 Year Bond. Earn 1.80% fixed interest. 1 year term, minimum deposit £1,000, no withdrawals permitted. FSCS Protected

1.72%

per annum

£5,000More Info >
Earn 1.72% fixed interest - 1 year term - Save from £5,000 to £500,000 - No additional deposits or withdrawals permitted -FSCS Protected

1.70%

per annum

£500More Info >
Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

Over

1.20%

Gross AER

£1,000More Info >
Managed Savings Service. Save time and hassle. 1 year term. Savers open one account with Octopus cash who then spread the money across some of the best challenger bank rates around. At the end of the term savers can either withdraw money or allow Octopus Cash to automatically switch accounts to the best rates on offer. FSCS Protected

2.02%

per annum

£5,000More Info >
Earn 2.02% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected

1.85%

Gross AER

£500More Info >
Earn 1.85% fixed interest. 2 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected

2.20%

per annum

£5,000More Info >
Earn 2.20% fixed interest - 3 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected

2.16%

per annum

£1,000More Info >
Earn 2.16% AER fixed interest. 3 year term. Interest can be paid monthly, quarterly or at maturity. Minimum deposit £1,000, Maximum deposit £200,000. No withdrawals permitted. FSCS Protected
Fixed Rate Bond Selection
ProviderAccountInterest RateTermApply

2.25%

per annum

£1,000More Info >
  • Earn 2.25% gross/AER fixed for 5 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

2.20%

per annum

£5,000More Info >
  • Earn 2.20% AER/gross fixed for 3 years.
  • Minimum opening balance of £5,000; maximum balance £500,000.
  • Interest paid on maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No additional deposits or withdrawals permitted.

2.10%

per annum

£1,000More Info >
  • Earn 2.10% gross/AER fixed for 4 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term

1.70%

per annum

£5,000More Info >
  • Earn 1.70% gross/AER fixed for 2 years
  • Save from £5,000
  • No withdrawals

2.08%

per annum

£500More Info >
  • Earn 2.08% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.50%

per annum

£5,000More Info >
  • Earn 1.50% gross/AER fixed for 1 year
  • Save from £5,000
  • No withdrawals

1.85%

per annum

£500More Info >
  • Earn 1.85% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.78%

per annum

£500More Info >
  • Earn 1.78% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.70%

per annum

£500More Info >
  • Earn 1.70% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.35%

per annum

£500More Info >
  • Earn 1.35% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

1.00%

per annum

£500More Info >
  • Earn 1.00% AER for deposits between £500 and £250,000.
  • Minimum opening balance of £500; maximum balance £250,000.
  • Interest paid monthly or at maturity
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.

If you are looking for a better rate of return from your savings than a saving account, you could try one of the Nationwide fixed rate bonds. Terms can range from 6 months to 3 years, depending on how long you want to lock your cash away for, and with tiered interest rates, the more you save, the more you earn. You can compare Nationwide fixed rate bonds and apply online using the table below:

Nationwide fixed rate bonds feature:

  • Minimum opening deposit of £1
  • Choice of terms from 6 months to 3 years
  • Open several bonds as long as the total does not exceed £5 million
  • Choice of monthly or annual interest payments
  • Fixed rate of payment
  • Option to have a joint account
  • To open a Nationwide fixed rate bond you need to be at least 7 years old

 

As opening a nationwide fixed rate bond would require you to lock away your savings for a set period of time before you do so you might want to consider alternative savings options as well:


  • Tracker bonds – Similar to a fixed rate bond, but instead of your interest rate staying consistent throughout the bonds term, it will change in relation to any increases or decreases in the Base Rate set by the Bank of England. This means you could get a better or worse interest rate over the bond’s term. Due to this variation you cannot predict beforehand how much you will receive in return at the end of the bond’s term.

 

  • Structured Deposits – Like fixed rate and tracker bonds a structured deposit requires you to lock up your funds for a period of time however they generally offer better potential interest payments, but they are not guaranteed so you may only get your original deposit back. This is because this type of plan is usually tied to the performance of an index such as the FTSE 100, if over the plan the index or indices perform in a certain way, as stated in the plan, you will receive your original investment back plus an interest payment. However if it does not perform in a way set out at the start of the plan you will receive your investment back but will no gains on it, so it is a risk that needs to be carefully considered beforehand.

 

  • Savings Account – Instant access savings accounts tend to offer lower interest rates than structured deposits or bonds, however they will usually allow you to make unlimited penalty free withdrawals from the account.