Nationwide ISAs

See if Nationwide ISAs are right for you...

Nationwide ISAs are a tax efficient method of saving your hard earned cash. Nationwide offers a cash ISA, and you can get a stocks and shares ISA provided by Legal & General through Nationwide ISAs.

See below to compare a range of leading cash ISAs:

ProviderAccountRateApply
4.75%* 
5 year capital protected deposit plan with an annual yield of 4.75% or a monthly yield of 0.38%. The plan can be used for cash ISA investment or cash ISA transfer.
4.00% 
3 year fixed rate cash ISA that returns 4.00% a year. The plan can be used for cash ISA investment or cash ISA transfer.
2.50% 
Rate is guaranteed for 12 months. Start saving from just £1.
up to 2.50% 
minimum deposit £1.00. Open to Natwest current account holders only.
2.10% 
Instant access cash ISA open to new and existing customers.
Up to 6.75% per year 
Structured deposit plan with two options offering returns of up to 6.75% per year. Potential to kick out after 2 or 3 years depending on the option. Available for Cash ISA and Cash ISA transfer.
See Details 
This capital protected deposit plan offers a maximum return of 18% at maturity.
Growth return of up to 40% 
This 5 year capital protected deposit plan offers a maximum return of 40% at maturity. Available as Cash ISA and Cash ISA transfer.
1.75% 
exclusively for HSBC Personal Banking Customers
0.55% - 2.00% 
ISA transfers are eligible for additional bonus interest payments. Tiered interest rates. 2.00% AER applied to deposits of £50K+. Open to RBS current account holders only.
up to 2.00% 
Minimum deposit £1.00, rates from 0.50% - 2.00% AER. Open to Natwest current account holders only.
* Income payments are dependent upon the FTSE 100 Index.
Disclaimer (Please Read)
There are two different types of Nationwide ISAs: Stocks and Shares ISAs and Cash ISAs.  

  • Nationwide Stocks and Shares ISAs: Nationwide Stocks and Shares ISAs are provided by Legal & General and are generally for people who want to invest all their money on the stock market. From 6 April 2010, you can invest up to £10,200 per tax year tax free and you may invest the whole £10,200 into a Stocks and Shares ISA, but you may also have a Cash ISA, where you can invest up to £5,100, putting the rest into Stocks and Shares. 
  • Nationwide Cash ISAs: A Nationwide cash ISA allows investment of up to £5,100 9 (from 6 April 2010) per tax year. Whereas you have to be 18 to have a Stocks and Shares ISA, you only need to be 16 to take advantage of a Cash ISA

Investing your money into Nationwide ISAs means you:

  • Do not have to pay any tax on income or capital gains arising from your nationwide ISA
  • You can take money out at any point without losing tax relief
  • You do not have to declare income or capital gains from Nationwide ISA savings and investments

Or, compare some of the best investment ISA deals on the market through the link below:


Important Note: ISAs are designed as medium to long term investments of, for example, five years or more. For investment ISAs both capital and income values may fall as well as rise and are not guaranteed and you may not get back all the money you invest. Please note that tax laws can change over time and can affect your investment. If you are in doubt you should speak to a financial adviser.

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