Nationwide Loan

Loans From £1,000

Featured Loan Deal - Nationwide Personal Loan
ProviderLoan AmountCredit HistoryRates FromTerm 
£7,500 - £14,999Good Credit Only3.4%

APR
Representative

(£7,500-£14,999)

1 to 5 YearsGet Quotes >
ProviderLoan AmountCredit HistoryRates FromTerm 
£7,500 to £20,000Good Credit Only3.2%

APR
Representative

(£7,500-£20,000)

1 to 5 YearsGet Quotes >
  • PERSONAL LOAN DEAL (unsecured)
  • One fixed monthly repayment: Know what you’re paying and when you’re paying it
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Must have an annual income of over £6,000
  • Permanently resident in England, Wales, Scotland or Northern Ireland
  • Provided by Santander UK Plc

Representative Example: The Representative APR is 3.2%. Loan amount of £10,000 with a monthly repayment of £180.55 over a loan term of 60 months at a rate of interest per annum (fixed) of 3.2%. This is equivalent to 3.2% APR Representative. Total amount repayable is £10,833.

£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%. A loan of £7,500 over 36 months at a fixed rate of 3.0% pa and a fee of £30 will cost £218.94 per month and a total amount repayable of £7,881.84.

£7,000 to £15,000Good Credit Only3.3%

APR
Representative

(£7,000-£15,000)

1 year to 8 yearsGet Quotes >
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Get a personalised quote online without affecting your credit score
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: The Representative APR is 3.3%. Based on an assumed loan amount of £8,000 over 60 months at a interest rate of 3.3% pa (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£2,500 to £15,000Good Credit Only3.5%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.5%. A loan of £7,500 over 36 months at a fixed rate of 3.5% pa will cost £219.58 per month and a total amount repayable of £7,904.88.

£1,000 to £25,000Good Credit Only3.6%

APR
Representative

(£7,500-£15,000)

1 year to 7 yearsGet Quotes >
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for overpayments
  • You must be aged between 21 and 70 
  • You must have been a permanent UK resident for 3 years 
  • You must have an annual income of at least £12,000 and have a UK bank or building society account
  • You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit
  • Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender

Representative Example:  The Representative APR is 3.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment of £182.10. Total amount repayable £10,926.00.

£1,000 to £35,000Good Credit Only4.3%

APR
Representative

(£7,500-£10,999)

6 months to 5 yearsGet Quotes >
  • Ratesetter is the largest peer to peer lending company in the United Kingdom. Peer to peer lending is becoming an increasingly popular way to borrow money.
  • Debt consolidation allowed
  • No early repayment charge
  • Fast loan - Money in your bank in 1 working day
  • Good credit history required
  • Must be aged 21 and resident in the UK for 3 years
  • You hold a UK bank or building society account
  • Regular source of income

Representative Example: The Representative APR is 4.3%. Assumed borrowing of £7,500 over 33 months at a fixed rate of 3.1% per annum and a fee of £126.00 would result in a representative rate of 4.3% APR, monthly repayments of £241.11 and a total amount repayable of £7,956.63.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.7% (fixed). If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Nationwide personal loans feature:

A Nationwide loan offers competitive rates with various advantages. The loan deal available to you will depend on several factors, including your credit history, how much you want to borrow and over what length of time. There are many loans available on the market so before you decide check out the free comparison tables below to look at features of different loans:

 

  • Fixed rate for the term of your loan
  • Borrow between £1,000-£25,000
  • Repayment periods between 1-7 years
  • Decision in minutes
  • No obligation quotes

 

Nationwide Loan calculator

 

If you are interested in n a Nationwide loan but would like to get an indication of how much it could cost you, you could use the Nationwide loan calculator. A loan calculator can give you an idea of how much a loan would cost you in repayments. You just need to put in how much you want to borrow and your desired length of repayment term and the calculator will work out an estimate based on Nationwide’s Representative Annual Percentage Rate for a loan of that size.

 

If you do decide to apply for a Nationwide Loan you may find that the APR they offer you is different from their Representative APR. This is because lenders may tailor what APR they would be willing to offer a borrower once they have made an assessment of their financial circumstances. This means that the amount expected to be repaid would also change.

 

Before you apply for a Nationwide loan

 

It’s important to get a loan which suits your specific needs, as well as offers the best deal. Consider what features you need from a loan and then compare different options to see if there is anything suitable. You can use the able comparison tables to look at the different features of loans from many different providers. Loans vary greatly between lenders so shopping around is a good idea.

 

You might also want to think about alternatives to credit. For example if you already have the required funds as savings it may be better to use these instead. This is because the rate of interest you earn on your savings may be less than the interest rates you could be charged on a loan.

 


If you are thinking of taking out a loan to consolidate debt understand that spreading your payments over a longer term could mean you  ultimately pay more overall than you would with your existing arrangements, even if the interest rate on the new loan is less than the rates you have at the moment.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.