Nationwide Loan

Compare Loans From 3.3% APR

ProviderLoan AmountCredit HistoryAPRTerm 
£7,000 to £15,000Good Credit Only3.30% 1 year to 5 yearsGet Quotes >
  • MARKET LEADING PERSONAL LOAN DEAL
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: Based on an assumed loan amount of £8,000 over 60 months at a Representative 3.30% APR (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£1,000 to £25,000Good Credit Only3.50%1 year to 5 yearsGet Quotes >
  • MARKET LEADING PERSONAL LOAN DEAL
  • Low Rates - Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • No early repayment fees
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: A loan of £10,000 over 5 years will cost you £181.67 per month at a representative 3.50% APR. The total cost after 5 years is £10,900.30, which includes £780.30 interest at 3.0% fixed and a £120.00 fee. The total amount of credit is £10,120. The rate and fee you are offered will depend on your individual circumstances   

£7,500 to £20,000Good Credit Only3.60%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • Instant Online Decision
  • Must be aged 21
  • No CCJs or IVA in the last 6 years
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: 3.60% APR (fixed) Representative. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.6% p.a. (fixed). Monthly repayment £182.28 & total repayable £10,936.80.

£1,000 to £20,000All Credit Histories Considered17.2%1 to 5 YearsGet Quotes >
  • Rebuild Your Credit
  • Interest rates start from 9.3% APR
  • Instant Online Decision using 'soft' credit searches (Won't affect your credit score)
  • Funds as soon as same day
  • No arrangement fees or early repayment charges
  • Must be aged 18
  • Must be UK resident

Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 17.2% APR (fixed) and an annual interest rate of 15.95% p.a (fixed), you would pay 60 monthly installments of £121.94. The total  amount payable will be £7,316.40.

£1,000 to £7,000All Credit Histories Considered49.50%1 to 5 YearsGet Quotes >
  • Guarantor Loans - Your guarantor can be a homeowner or a tenant
  • Fixed monthly repayments
  • No set up fees
  • Instant decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 49.5% (fixed) - Based on an assumed loan amount of £3,500 over 36 months at an interest rate of 49.5% p.a. (fixed) you would pay £170.41 a month and £6,134.76 in total.

£1,000 to £20,000All Credit Histories Considered35.9%1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Nationwide personal loans feature:

A Nationwide loan offers competitive rates with various advantages. The loan deal available to you will depend on several factors, including your credit history, how much you want to borrow and over what length of time. There are many loans available on the market so before you decide check out the free comparison tables below to look at features of different loans:

 

  • Fixed rate for the term of your loan
  • Borrow between £1,000-£25,000
  • Repayment periods between 1-7 years
  • Decision in minutes
  • No obligation quotes

 

Nationwide Loan calculator

 

If you are interested in n a Nationwide loan but would like to get an indication of how much it could cost you, you could use the Nationwide loan calculator. A loan calculator can give you an idea of how much a loan would cost you in repayments. You just need to put in how much you want to borrow and your desired length of repayment term and the calculator will work out an estimate based on Nationwide’s Representative Annual Percentage Rate for a loan of that size.

 

If you do decide to apply for a Nationwide Loan you may find that the APR they offer you is different from their Representative APR. This is because lenders may tailor what APR they would be willing to offer a borrower once they have made an assessment of their financial circumstances. This means that the amount expected to be repaid would also change.

 

Before you apply for a Nationwide loan

 

It’s important to get a loan which suits your specific needs, as well as offers the best deal. Consider what features you need from a loan and then compare different options to see if there is anything suitable. You can use the able comparison tables to look at the different features of loans from many different providers. Loans vary greatly between lenders so shopping around is a good idea.

 

You might also want to think about alternatives to credit. For example if you already have the required funds as savings it may be better to use these instead. This is because the rate of interest you earn on your savings may be less than the interest rates you could be charged on a loan.

 


If you are thinking of taking out a loan to consolidate debt understand that spreading your payments over a longer term could mean you  ultimately pay more overall than you would with your existing arrangements, even if the interest rate on the new loan is less than the rates you have at the moment.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.