Nationwide Mortgages

Compare Nationwide Mortgage Rates

Nationwide offers a wide selection of the latest mortgage deals, with something to suit most home buyers. Whether you are a first time buyer, a home mover, or are looking to remortgage, there will most likely be something in the Nationwide mortgage rate range to suit you. To find out more about nationwide mortgages, or to compare other top mortgage deals on the market, call our independent whole of market mortgage team on 0117 332 6063.

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Compare Nationwide Mortgage Deals

The current Nationwide Mortgage selection includes:

  • Fixed rate mortgage deals – A fixed rate mortgage deals from Nationwide could offer you peace of mind knowing that your mortgage payments will be fixed for the duration of the deal. Nationwide offers a wide selection of fixed rate deals including 2, 3, 5 or 10 year fixed rate mortgage options. Compare 
  • First time buyer mortgage deal – Nationwide offers great deals and flexibility for people who want to purchase their first property. The Nationwide range of mortgage deals for first time buyers includes the Save to Buy scheme which offers first time prospective homeowners the opportunity to apply for a 5% deposit mortgage providing they have made regular savings deposits in an approved Nationwide Save to Buy account or ISA for 6 months prior to their application. 
  • Tracker mortgage deals – Nationwide offers a range of 2 and 3 year tracker mortgage deals, in which the interest rate that you pay is linked to the Bank of England Base Rate for a set period of time. This means that the rate you pay each month will vary depending on the movement of the Bank of England Base Rate.
  • Remortgage deals – Nationwide offers a wide choice of remortgage options for homeowners who are coming to the end of their current mortgage deal or who are looking for a better rate. Nationwide remortgage selection includes a range of loyalty offers and discounts for existing nationwide customers who are remortgaging with Nationwide.
  • Buy to let mortgage deals – Nationwide offers buy to let mortgages through its specialist lender, The Mortgage Works, which are available via mortgage intermediaries only. 
  • Let to Buy mortgage deals - Through The Mortgage Works, Nationwide also offers a selection of Let to Buy deals designed to help people who are moving home and are unable to sell their existing property. A Let to buy mortgage allows you to rent out your existing property and use the rental income to get a mortgage on your new property.

If you like what you see call our mortgage team for impartial advice on 0117 332 6063.

Features and benefits of Nationwide mortgages

Nationwide mortgages offer a range of benefits such as:

  • Get a no-obligation agreement in principle online
  • A range of fee-free mortgage deals 
  • Green Additional Borrowing Offer – Selected Nationwide mortgages offer customers the chance to borrow additional cash at a reduced rate with no fee, provided the money is used to make eco-friendly improvements to their property
  • Loyalty discounts and special mortgage offers for existing Nationwide mortgage customers
  • Flexclusive Mortgage deals – Nationwide current account holders can benefits from a selection of special mortgage deals including free standard legal fees or the option of £250 cashback, plus free standard valuation fees.
  • Benefit from over 160 years’ lending experience from the world’s largest building society


Compare other mortgage deals below

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

1.40%

Reverts to 3.99%

2

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Tracker

1.84%

Reverts to 3.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

2.07%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

1.79%

Reverts to 3.99%

5

Years

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

2.27%

Reverts to 4.49%

5

Years

75%

YesMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

3.03%

Reverts to 3.99%

2

Years

85%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

2.94%

Reverts to 3.94%

10

Years

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

4.10%

Reverts to 3.99%

2

Years

95%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker