Nationwide Savings Accounts

Compare Nationwide savings accounts...

There are a number of Nationwide savings accounts to choose from, each offering competitive rates and features. See below to compare the Nationwide savings accounts currently on offer, and find our selection of other leading deals, and apply online:

Nationwide Savings Accounts
ProviderAccountInterest RateTermApply
5.00%Current Account
Instant Access
Apply Now >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
ProviderAccountInterest RateTermApply
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
1.00%Instant AccessMore Info >
Earn 1.00% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme. Manage account online.
1.00%Easy AccessMore Info >
1.00% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
5.00%Current Account
Instant Access
More Info >
5.00% interest on balances up to £2,000 PLUS 5% cashback on first £100 of Contactless payments every month. Must pay in a minimum of £500 into the account each month. No monthly account fee.
1.50%Current Account
Instant Access
More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.

1.30%

per annum

£10,000More Info >
Earn 1.30% fixed interest - 1 year term - Minimum deposit £10,000 - No withdrawals - FSCS Protected
1.10%1 YearMore Info >
1.10% gross/AER fixed for 1 year. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.05%Easy AccessMore Info >
Earn 1.05% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
1.00%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 1% AER on ALL instant access credit balances, and 0.5% AER on current account balances up to £2,000 until 30 November 2016. From 01 December 2016 the rate will be 0.25% AER (0.25% gross p.a. variable). INTRODUCTORY OFFER: Free for the first 12 months.
Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.00%Instant AccessMore Info >
Earn 1.00% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme. Manage account online.
1.00%Easy AccessMore Info >
1.00% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply

1.85%

per annum

£1,000Apply Now >
Earn 1.85% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.

1.56%

per annum

£1,000Apply Now >
Earn 1.56% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
Growth Structured Deposits
ProviderPlan NameMaximum Potential Return*TermMore Info
Kick Out Deposit Plan

3%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 3% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
* Maximum Growth Yields are not guaranteed and subject to certain conditions


Choosing a Nationwide Savings Account


Some of the savings account options that are available from nationwide include:


  • Nationwide E-Saver - You can open an E-Saver with just £1 and earn a great rate, as well as having instant access to your saving. Benefits of the Nationwide e-savings account include a competitive rate, 3 FREE instant access withdrawals per year.
  • Nationwide Fixed rate Bond - If you can afford to leave your money for a year, the Nationwide fixed rate bond could be for you. Benefits include a competitive AER, a choice of fixed terms between 6 months and 5 years, and the option of receiving monthly or annual interest.
  • Save to Buy – this is a specialist savings account from Nationwide that is designed to help prospective homebuyers save up for their Nationwide mortgage deposit
  • Flexclusive savings account deals – special savings deals are frequently available for existing nationwide customers (terms and conditions apply)


Nationwide also offers a selection of savings accounts aimed at children, including:


  • Nationwide Smart Account 
  • Nationwide Smart Limited Access


Apply online today for a Nationwide savings account, or see the tables above for other leading deals.