No Fee Unsecured Loans

Apply online for no fee unsecured loan deals…

No fee unsecured loans are relatively common. However, the fee may depend on your circumstances, for example, a poor credit rating may affect the fee charged for arranging the loan.

Because there are so many no fee unsecured loans available these days it is advised to thoroughly compare the market before choosing a deal. Use our FREE loan quote service, it's easy!
All you need to do is enter details about how much you want to borrow and over how long and we search the market for the best no fee unsecured loan deals! Click on the link for no fee loan deal quotes or see below for the latest rates:

Latest Loan Deals Selection
LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£7,500 - £14,999Excellent Credit Only3.90%1 to 5 YearsGet Quotes >
  • Discounted rates for existing Nationwide customers
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Excellent Credit History and lived in UK for at least 1 year
  • Must earn at least £750 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts

Representative Example: 3.90% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.90% p.a. (fixed). Monthly repayment £183.41. Total amount payable £11,004.60.

£7,500 - £15,000Excellent Credit Only4.50%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Excellent Credit History and not been bankrupt or had a County Court Judgement
  • Must be aged 21
  • Permanently resident in England, Wales, Scotland or Northern Ireland

Representative Example: 4.5% APR Representative (fixed). Based on an assumed loan amount of £7,500 over 60 months at an interest rate of 4.5% p.a. (fixed). Monthly repayment £139.65 & total repayable £8,379.00  

£10,000 - £1mGood Credit Only4.45% + BBR*3 to 30 yearsGet Quotes >
  • Market leading Home Loan Rate of 4.45% plus the *Bank Base Rate (Currently 0.5%)
  • Borrow between £10k to £1m
  • Market leading homeowner loan
  • 3 to 25 year term
  • Good Credit History
  • Home Owners Only
  • Maximum LTV 85% of your property
  • Must be aged 25 & have an income of £15k+

 Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Typical APR 14.1% variable..

£40,000 - £200,000 (Homeowners Only)Good Credit Only5.59%3 years to 25 yearsGet Quotes >
  • Nemo's cheapest secured loan
  • Borrow between £40k to £200k
  • No harm to your credit rating when you request quote
  • Home Owners Only
  • Maximum LTV 55% of your property
  • Must be aged 21

Representative Example: The representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% (variable) you will repay £644.38 per month & total amount payable £154,651.20. This loan will be secured on your home. 

£7,500 - £14,950Good Credit Only4.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Fixed rate
  • No set up charges or hidden fees
  • Available to existing Natwest current account holders only
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 4.90% paying £140.81 per month will result in a total sum of £8,448.60 over the loan term.
£7,500 - £14,950Good Credit Only4.90%1 to 5 YearsGet Quotes >
  • Get a quick quote - no impact on your credit rating
  • Fixed rate
  • No set up charges or hidden fees
  • Available to existing RBS current account holders only
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 4.90% paying £140.81 per month will result in a total sum of £8,448.60 over the loan term.
£20,000 - £100,000 (Homeowners Only)Good Credit6.90%3 years to 25 yearsGet Quotes >
  • Shawbrook's cheapest standard rate secured loan
  • Borrow between £20k to £100k
  • No harm to your credit rating when you request quote
  • Home Owners Only
  • Maximum LTV 65% of your property
  • Must be aged 21

Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. This Loan will be secured on your home.

£1,000 - £25,000Excellent Credit Only7.00%6 Months to 5 YearsGet Quotes >
  • Peer to Peer Fixed Interest Loan Rate
  • Instant Online Decision
  • Money in your bank in 1 working day
  • Excellent Credit History Only
  • Must be aged 21
  • Minimum Income £14,500

Representative Example: Based on an assumed loan amount of £5,000 over 24 months at a Representative APR of 7.00% p.a. (fixed), you will repay £223.86 per month. Total amount you repay £5,372.64. 

£1,000 - £20,000Poor Credit48.50%1 to 3 YearsGet Quotes >
  • Interest Rates from 19% - 99% 
  • Rebuild Your Credit
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 48.50% - Based on an assumed loan amount of £3,000 over 12 months at an interest rate of 48.50% p.a. (fixed) you would pay £670.83 a month and £3,670.83 in total.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.