No Fee Unsecured Loans

Apply online for no fee unsecured loan deals…

No fee unsecured loans are relatively common. However, the fee may depend on your circumstances, for example, a poor credit rating may affect the fee charged for arranging the loan.

Because there are so many no fee unsecured loans available these days it is advised to thoroughly compare the market before choosing a deal. Use our FREE loan quote service, it's easy!
All you need to do is enter details about how much you want to borrow and over how long and we search the market for the best no fee unsecured loan deals! Click on the link for no fee loan deal quotes or see below for the latest rates:

Latest Loan Deals
LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£7,500 - £15,000Excellent Credit4.30%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must be aged 21
  • Permanently resident in England, Wales, Scotland or Northern Ireland
  • Good Credit History and not been bankrupt or had a County Court Judgement

Representative Example: 4.3% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.3% p.a. (fixed). Monthly repayment £185.32 & total repayable £11,1119.20  

£40,000 - £200,000 (Homeowners Only)Good Credit5.59%3 years to 25 yearsGet Quotes >
  • Nemo's cheapest secured loan
  • Borrow between £40k to £200k
  • No harm to your credit rating when you request quote
  • Home Owners Only
  • Maximum LTV 55% of your property
  • Must be aged 21

Representative Example: The representative APR is 6.2% (variable) so if you borrow £100000 over 25 years at a rate of 5.592% (variable) you will repay £644.38 per month & total amount payable £154,651.20. This loan will be secured on your home. 

£7,500 - £14,999Good Credit6.20%1 to 5 YearsGet Quotes >
  • 0.3% discount for existing customers
  • Fixed Interest Loan Rate
  • No set up charges or hidden fees
  • Instant Online Decision
  • Must earn at least £700 pm (can be combined income)
  • Must be aged 18
  • If self employed must be homeowner and supply 1 years audited accounts
  • Good Credit History and lived in UK for at least 1 year

Representative Example: 6.2% APR Representative (fixed). Based on an assumed loan amount of £11,000 over 51 months at an interest rate of 6.20% p.a. (fixed). Monthly repayment £245.04. Total amount payable £12,497.04.

£7,500 - £14,950Good Credit6.40%1 to 5 YearsGet Quotes >
  • Borrow between £1k to £25k
  • 85% of customers receive an instant decision
  • No set up charges or hidden fees
  • Available to existing NatWest current account holders
  • Must be aged 18
  • Good Credit History
Representative Example: Borrow £10,000 over 36 months at a Representative APR of 6.90% paying £305.13 per month will result in a total sum of £10,984.68 over the loan term.
£20,000 - £100,000 (Homeowners Only)Good Credit6.90%3 years to 25 yearsGet Quotes >
  • Shawbrook's cheapest standard rate secured loan
  • Borrow between £20k to £100k
  • No harm to your credit rating when you request quote
  • Home Owners Only
  • Maximum LTV 65% of your property
  • Must be aged 21

Representative Example: The representative APR is 9.2% (variable) so if you borrow £40000 over 15 years at a rate of 6.9% (variable) you will repay £402.23 per month & total amount payable £72,401.40. This Loan will be secured on your home.

£1,000 - £25,000Excellent Credit7.00%6 Months to 5 YearsGet Quotes >
  • Peer to Peer Fixed Interest Loan Rate
  • Instant Online Decision
  • Money in your bank in 1 working day
  • Excellent Credit History Only
  • Must be aged 21
  • Minimum Income £14,500

Representative Example: Based on an assumed loan amount of £5,000 over 24 months at a Representative APR of 7.00% p.a. (fixed), you will repay £223.86 per month. Total amount you repay £5,372.64. 

£3,000 - £15,000Good Credit7.90%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges
  • Instant Online Decision
  • Must be aged 25
  • Minimum Income - £30,000 
  • Early redemption charges
  • Must be UK resident

Representative Example: The Representative APR is 7.9% - Based on an assumed loan amount of £7,000 over 36 months at an interest rate of 7.9% p.a. (fixed) you would pay £218.15 a month and £7,853.40 in total.

£1,000 - £15,000Bad Credit Considered18.90%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges
  • Instant Online Decision
  • Must be aged 21
  • Early redemption charges
  • Must be UK resident

Representative Example: The Representative APR is 24.9% - Based on an assumed loan amount of £5,000 over 48 months at an interest rate of 22.46% p.a. (fixed) you would pay £158.73 a month and £7,619.04 in total.

£5,000 - £7,500Fair Credit19.90%6 months to 3 YearsGet Quotes >
  • Loans for people involved in the culture, cuisine, finance or welfare of the South Asian community or live/work in the London Borough of Brent
  • Loans designed for those who may struggle to get a loan from the high street banks, but who still have a fair credit profile.
  • Ethical alternative to payday loans
  • Must have fair credit history
  • Must be aged 25
  • Must have no county court judgements or any defaults on any loans in the last 12 months
  • Must be in regular employment or retired with a pension
  • Must be a permenant UK resident

Representative Example: If you borrow £5,000 over 2 years at a Representative APR of 19.90%, you would pay £254.23 per month. Total amount repayable is £6,101.52.

£1,000 - £10,000Bad Credit Considered49.50%1 to 5 YearsGet Quotes >
  • Fixed Interest Loan Rate
  • No set up charges
  • Instant Online Decision
  • Must be aged 18 to 65
  • Early redemption charges
  • Must have monthly income of over £700
  • Must be UK resident

Representative Example: Based on an assumed loan amount of £7,500 over 60 months at an interest rate of 49.50% p.a. (variable) you would pay £295.10 a month. The interest payable would be £10,206 with a £180 document fee making the cost of the loan £17,886.

£1,000 - £5,000 (Guarantor Loan)All Bad Credit Considered53.80%1 to 5 YearsGet Quotes >
  • Same day decision
  • No set up fees or charges
  • Any bad credit considered
  • Need a guarantor that owns a property
  • Must be aged between 18 and 65

Representative Example: £3,000 over 3 years, representative 53.8% APR fixed. Monthly payment of £151.15. Interest payable £2,441.40. Total repayable £5,441.40. Annual interest rate 36% fixed.


UK Credit is a specialist no fee guarantor loan provider. All bad credit considered. Please only apply if you have a HOMEOWNER GUARANTOR to support your application.

£1,000 - £3,000 (Tenant Guarantor Loan)All Bad Credit Considered69.9%1 to 3 YearsGet Quotes >
  • Same day decision
  • No set up fees or charges
  • Any bad credit considered
  • Need a Tenant to act as guarantor
  • Must be aged between 18 and 65

Representative Example: £2,000 over 3 years, representative 69.9% APR fixed. Monthly payment £113.47. Annual interest rate 45.84% fixed. Interest payable £1,884.92. Broker fee payable £200.00. Total repayable £4,084.92.

 


UK Credit is a specialist no fee guarantor loan provider. All bad credit considered. Please only apply if you have a TENANT AS YOUR GUARANTOR. This type of loan is good for consolidating more expensive credit.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.