Norwich Union Home Insurance becomes Aviva Home Insurance
Norwich Union home insurance is now Aviva home insurance since it was taken over, but you can still get the same competitive cover with Aviva home insurance.
What is Home Insurance?
Home Insurance is a non-compulsory type of property cover which is designed to protect against damage to your home or to the belongings within your home.
Many policies and policy providers exist with offers ranging from a basic cover of the structure of the property to also covering your content, providing you with new accommodation in case of an emergency and liability coverage against accidents.
Contents insurance will protect your possessions against theft or damage. Most families underestimate the sum total of their belongings with an average household containing possessions totalling approximately £25,000 or more.
Norwich Union (Aviva) Home Insurance Review
- Defaqto 5 star rated cover
- Home Emergency Cover - They will be with you 2 hours after your call to secure your home after a theft
- Standard contents cover up to £50,000 but this limit can be increased up to £250,000 depending on property and postcode.
- New for old replacement
- Accidental damage cover for home entertainment equipment
- A UK based claims team which operate 365 days a year, 24 hours a day and access to a legal and tax helpline
- Owner’s/Occupier’s liability included
- Alternative accommodation found and covered if your home is undergoing repairs
- Contents insurance includes garden possessions
Optional Cover extras include:
- Accidental damage
- Protected no claims discount
- Personal belongings cover (in and away from home)
- Home emergency
- Legal services
- Pedal cycles option
- Additional garden cover
Useful to Know
- There is a cancellation fee
- You can pay annually or in instalments but interest is charged on payments via instalment
Things to Consider
Here are a few things to consider when looking for an insurance policy to suit you.
Is your property specialist?
If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover.
Do you need buildings and content cover?
While it’s generally advised that you take out both, it does depend on your individual circumstances. Insurance providers often provide individual policies as well as joint policies.
Does the policy provide enough cover?
All policies have their limits so you need to make sure that your home is covered for the rebuild value rather than the market value.
It’s also worth costing your contents to make sure your chosen policy will be enough to cover it all.