Offset Flexible Mortgage

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.32%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

An offset flexible mortgage is the ultimate flexible mortgage and offers a good way of managing your finances. An offset flexible mortgage pulls all of your accounts into one so you effectively run your current, savings, mortgage or any other account from a single point which then and adds up your assets to offset them against your debts. Benefits of an offset flexible mortgage include:

  • Tax free savings
  • Ability to see your all your money in one account
  • The offset calculates your total debts and charges you interest on that only rather than your savings, mortgage and current account

While offset flexible mortgages can be confusing at first glance, they can be a good way of making your money work for you. Use our mortgage enquiry form to compare quotes from across the market to see who could offer you the best offset flexible mortgage.

Current Mortgage Deals
Initial RateProviderPeriod ToTypeAPR*LTV 
1.90% ING DirectFeb 2019Discounted Variable 3.40% 70% More >
1.98% Skipton BSDec 2018Variable 4.70% 60% More >
1.99% first directDec 2018Variable 3.60% 65% More >
1.99% Royal Bank of ScotlandJan 2019Variable 3.80% 50% More >
1.99% The Mortgage WorksFeb 2019Variable 4.60% 70% More >
*APR - Overall Cost for Comparison
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Latest Mortgage Deals Selection

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed

2.99%

Reverts to 4.70%

5

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.
Fixed

3.09%

Reverts to 4.70%

5

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of top deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker