Offset mortgages for buy to let properties are often considered a good option for landlords, particularly if they can maintain a steady or increasing source of income that will offset their interest payments.
Many offset mortgages are also highly flexible, allowing the policy holder to under or overpay as they see fit depending on their financial circumstances, something that may be particularly useful for landlords.
If for example a landlord has a mortgage on a property for £320,000, and a savings or current account with £110,000 linked to their offset mortgage. They would only be expected to pay interest on their mortgage worth £210,000, allowing them to save a significant amount in the long run.
To find the best offset mortgages for buy to let properties, potential borrowers are advised to shop around as much as possible for the most competitive mortgage comparisons.
The FREE mortgage calculator below is a great place to start when looking for buy to let offset mortgage deals: