Mortgage News

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008. In October 2008, there were 237 buy to let mortgage pr... Read more

HSBC to make £350 million available for first time buyer mortgages

Colm Hebblethwaite / 14 October 2011

There has been a longstanding war of words between the UK’s financial institutions and various government ministers over the amount of money that is being set aside for first time buyer mortga... Read more

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Offset Mortgages

Use your savings Income Investments

Do you have savings that you could use to offset your mortgage? We have a selection of leading offset mortgages for you to choose from that allow you to use any savings balance that you have to reduce the mortgage balance you are charged interest on. Use the tables below to compare offset mortgage deals, or, if you feel you need advice, we can put you in touch with an award winning mortgage advice service.

Offset Mortgage Deal Selection - Call Direct

Initial Rate	Term	Type	APR*	LTV
3.29%	2 Year	2 Year Offset	4.00%	70%	More Info >
Call 0845 0701 720 to speak to a Woolwich mortgage specialist Offset your mortgage with your savings £1,499 product fee
3.59%	N/A	Flexible Offset	3.70%	75%	More Info >
Call 0800 077 3454 to speak to a Santander mortgage specialist Available to first time buyers and homemovers only £995 booking fee Maximum loan size £1m
3.69%	Lifetime	Lifetime Offset Tracker	3.90%	70%	More Info >
Call 0845 0701 720 to speak to a Woolwich mortgage specialist Offset your mortgage with your savings £1,499 product fee
3.75%	N/A	Offset	3.90%	75%	More Info >
Call 0800 158 2934 to speak to a NatWest mortgage specialist Available for purchase and remortgage customers £499 booking fee
3.75%	N/A	Offset	3.90%	75%	More Info >
Call 0800 068 7624 to speak to an RBS mortgage specialist Available to all customers Offset your mortgage with your savings £499 product fee

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

Mortgage Deal Selection - Call Lender Direct

Initial Rate	Term	Type	APR*	LTV
2.09%	2 Years	2 Year Tracker	4.00%	60%	More Info >
Call 0800 077 3454 to speak to a Santander mortgage specialist Not available to first time buyers £1,995 booking fee
2.35%	2 Years	2 Year Fixed	4.10%	60%	More Info >
Call 0800 077 3454 to speak to a Santander mortgage specialist Available to all customers £1,995 product fee
2.35%	2 Years	2 Year Tracker Exclusive	4.00%	60%	More Info >
Call 0800 158 2934 to speak to a NatWest mortgage specialist £1,499 product fee Only available to existing current account customers
2.45%	2 Years	2 Year Tracker	4.00%	60%	More Info >
Call 0800 158 2934 to speak to a NatWest mortgage specialist £999 product fee.
2.45%	2 Years	2 Year Tracker	4.00%	60%	More Info >
Call 0800 068 7624 to speak to an RBS mortgage specialis £999 product fee
2.85%	2 Years	2 Year Fixed	4.10%	60%	More Info >
Call 0800 158 2934 to speak to a NatWest mortgage specialist £999 product fee For purchase or remortgage
2.85%	2 Years	2 Year Tracker Fee Free	4.00%	60%	More Info >
Call 0800 158 2934 to speak to a NatWest mortgage specialist No product fee.
2.89%	2 Years	2 Year Tracker	4.00%	75%	More Info >
Call 0800 158 2934 to speak to a NatWest mortgage specialist £999 product fee.
2.89%	2 Years	2 Year Tracker	4.00%	75%	More Info >
Call 0800 068 7624 to speak to an RBS mortgage specialis £999 product fee
3.09%	2 Years	2 Year Fixed Rate	3.90%	60%	More Info >
Call 0845 0701 720 to speak to a Woolwich mortgage specialist Other terms available £999 product fee