Conveyancing refers to the legal and administrative process associated with transferring the ownership of property between buyer and seller. The legal processes involved can be complex so most people pay a conveyancer, and some mortgage lenders require that you do so. Fill in our form and be put in touch with a conveyance specialist in your area.
If you want to release some cash from your home then you can do so with an equity release mortgage. It takes value from your home, but you can continue to live there and the money is only repaid upon death or the house being sold. You can use the loan for anything you wish, such as home improvements, a holiday, or helping the kids to buy their first home.
When you apply for any type of credit, such as a mortgage, credit card, loan of mobile phone contract, the provider will do a credit check to see how trustworthy a borrower you are. Before applying for credit, get a free credit report to estimate whether or not your application will be accepted, and also to see if you have been the victim of identity fraud.
A lifetime mortgage allows you to boost your retirement income by releasing value from you home, while still continuing to live in your home for as long as you wish. There are no monthly repayments, the money is repaid when the house is sold, either upon death or before. The extra money can be used however you choose to make retirement more comfortable.
A mortgage payment holiday is designed to cut you some slack if you need a break from paying your mortgage. The holiday can last for one month or several months, depending on your circumstances and mortgage provider. So, if you have unexpected expenses, or are expecting a windfall, you can take a mortgage payment holiday to lighten the load.
If you became ill or injured and were unable to work, would you and your family be able to keep up with mortgage payments? If the answer is no, then mortgage protection could offer a lifeline during unforeseen circumstances and potentially save you from losing your home. For a limited period, it pays your monthly mortgage payments while you can't.
Buying a home overseas can be complicated and the process unfamiliar – each country has a different system and the language barrier can be a problem. We no longer provide access to an overseas mortgage service, but to make sure you don't get taken for a ride and get the best possible deal on your overseas mortgage, compare deals and seek advice from an expert.
If you are a tenant in a council property, then under the Government Right to Buy Scheme, you have the legal right to buy your council home at a price lower than the market value. Like all mortgages, right to buy mortgage deals vary, so compare the different deals available by filling in your details and find the right one for you.