Over 50s Travel Insurance

Compare latest over 50s travel insurance deals

 

If you are over 50, you may have found that travel insurance is getting more expensive, but if you try a specialist over 50s travel insurance provider you can still get a great deal. You can compare leading offers from specialist over 50s travel insurance providers using our quick and easy travel insurance comparison service:

Compare Over 50s Travel Insurance Deals
ProviderOnline DiscountMedical CoverSpecial Features 
n/aup to £10 millionNo Age Limits. Specialise in offering competitive travel cover for people with pre existing medical conditions and over 65s. Also cover travelling companions on the same policy. Get Quotes >

Finding the best over 50s travel insurance


A good over 50s travel insurance deal may offer features such as:


  • A choice of single trip or annual multi-trip policies – so you can choose the type of cover that fits in with you travel plans for the year
  • Cover for additional people, including people under 50 – for example, if you want to take younger family members on holiday as part of a group trip
  • Discounts for couples or for groups travelling together
  • Cover for most pre-existing medical conditions – you will need to declare these when you apply for travel insurance in order to be covered
  • Many over 50s travel insurance providers have no upper age limit


Depending on which travel insurance provider you choose, over 50s travel insurance could include some of the following benefits:


  • Scheduled Airline Failure as standard
  • 24 hour medical emergency helpline
  • Medical expenses
  • Cancellation cover 
  • Golf equipment cover 
  • Personal belongings cover 
  • Passport replacement service – get instant assistance if your passport is lost or stolen while you are on holiday
  • Children and Grandchildren under the age of 18 can be insured for free when travelling with an adult aged over 21, who is named on the travel insurance policy
  • Winter sports cover – get the right cover for you if you plan on going skiing or snowboarding during your trip. This may include hired ski equipment cover, avalanche cover and piste closure.
  • Cover for cancellation of paid excursions during your trip
  • Cover if your travel or accommodation provider goes out of business

 

How to get the best over 50s travel insurance deals


Travel insurance for over 50s tends to carry higher premiums, as insurers view them as higher risk as they are more likely to suffer health problems. Even though travel insurance for over 50s can be a bit more expensive that travel insurance for under 50s, it’s simply not worth taking the risk of travelling uninsured. You could end up vastly out of pocket should the worst happen while you’re abroad – for example, a broken leg in the USA could set you back thousands of pounds. Follow these tips to help you find the best over 50s travel cover for you:


  • Shop around – compare several different over 50s travel insurance providers to find the best rates for you
  • Be honest – if you have any pre-existing medical conditions, it’s best to declare them upfront
  • Only buy the cover you need – if you are going on a weekend break in Europe there’s no point paying for a policy that costs more and covers worldwide destinations, so if your trip is closer to home it makes sense to avoid paying for cover that you don’t require
  • Remember to budget for optional extras - remember to add extras such as winter sports cover into your total travel insurance costs when comparing the best deals