Compare packaged current accounts and apply online...
Packaged current accounts can offer a number of benefits for people who want more from their current account than just a debit card and a cheque book. In return for a monthly fee, often about £25, they provide higher in-credit interest rates and a free overdraft, in addition to a benefits package which varies from one provider to another.
Common benefits of a packaged current account include:
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Annual travel insurance
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Car breakdown cover
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Mobile phone insurance
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Interest-free overdraft
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Commission-free currency
Many providers also offer packaged, or premier, account holders preferential rates on other products available from them as an incentive to get all your financial services from the same place.
The market is becoming more competitive as more banks start to offer packaged current accounts, so compare the different ones available and think about what you really need from your accounts before choosing the right one for you.