Packaged Current Accounts

Compare packaged current accounts and apply online...

Packaged current accounts can offer a number of benefits for people who want more from their current account than just a debit card and a cheque book. In return for a monthly fee, often about £25, they provide higher in-credit interest rates and a free overdraft, in addition to a benefits package which varies from one provider to another.

Common benefits of a packaged current account include:

  • Annual travel insurance
  • Car breakdown cover
  • Mobile phone insurance
  • Interest-free overdraft
  • Commission-free currency

Many providers also offer packaged, or premier, account holders preferential rates on other products available from them as an incentive to get all your financial services from the same place.

The market is becoming more competitive as more banks start to offer packaged current accounts, so compare the different ones available and think about what you really need from your accounts before choosing the right one for you.


 AccountOverdraft (EAR%)FeaturesApply
up to £5000 (from 19.3%)Telephone and Online Banking - Simply, free and easy to use 
0% on arranged overdrafts!Interest free overdrafts 
19.99%A flexible current account for day-to-day banking 
19.24%0.10% interest is calculated daily and paid into your account on a monthly basis 
0% for 12 months, max limit £2500Earn 5.0% on balances up to £2500 
from £1 per day£5 cashback every month you deposit £1000 
from £1 per day£5 cashback every month you deposit £1000 
19.9%£50 cashback for new customers when you switch to HSBC Current Account or Current Account Plus. 
0% for 12 months, max limit £2500Earn 5.0% on balances up to £2500 + get £100 when you switch! 
interest free up to £300 and 16.9% thereafterUp to £213 benefits annually for just £5 per month 
up to £300 interest free (from 12.9% thereafter)Up to £800 of annual benefits for just £15 a month. Includes travel insurance, mobile insurance, breakdown cover and much more! 
18.49%Winter savings worth up to £704 incl. breakdown cover, annual travel insurance and mobile insurance incl. iPhones™. Conditions and monthly fee apply. 
17.00%Winter savings worth up to £704 incl. breakdown cover, annual travel insurance and mobile insurance incl. iPhones™. Conditions and monthly fee apply.