Pay As You Go Credit Card

Best Pay As You Go Credit Card Deals...

A Pay As You Go credit card allows you to only spend what you have, because you top the card u before you use it and therefore never get into credit card debt. Pay As You Go credit cards have various benefits, such as:

  • No bank account necessary
  • Safer than carrying cash
  • Good for travelling
  • Shop online
  • Reload the card at a number of outlets

Some PAYG credit cards have fees such as having to buy the card, monthly charges, transaction and withdrawal fees. To see if a Pay As You Go credit card is the right option for you, compare some of the leading credit card providers using our free online comparison service.


Card Initial
Fee		 Monthly
Fee		 Withdrawal
Fee (UK)
Virgin Money Virgin Prepaid Mastercard   Virgin Money Virgin Prepaid Mastercard
£9.95 £4.75 £1.50 APPLY
Add upto 4 different cardholders to your account and make the most of great discounts and offers from Virgin.
Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard   Newcastle Building Society Freedom Eagle Cash Card – Prepaid MasterCard
£9.99 None £1.50 APPLY
£650 maximum turnover without providing any ID. £3,000 maximum balance for verified cardholders.
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!
Tuxedo Money Plus The Sun Prepaid Mastercard   Tuxedo Money Plus The Sun Prepaid Mastercard
£6.49 £4.99 £0.50 APPLY
Choose a 2nd card for no extra cost and make the most of a pay as you go option!
Clydesdale Bank Optimum Prepaid Mastercard   Clydesdale Bank Optimum Prepaid Mastercard
£9.95 £4.95 £1.50 APPLY
Secure and flexible, optimum offers you the chance to shoose between Pay as You Go or a Pay Monthly account at £4.95 where all transactions are free!

Card Initial
Fee		 Monthly
Fee		 Withdrawal
Fee (UK)
Newcastle Building Society FairFX Currency Card   Newcastle Building Society FairFX Currency Card
£9.95 None £1.00 APPLY
choose between dollar and euro card options. Pay £0 application fee when your intial load is over £500!
Newcastle Building Society White Eagle Maestro Prepaid Card   Newcastle Building Society White Eagle Maestro Prepaid Card
£4.95 £3.95 £0.95 APPLY
£5000 or €7500 maximum card balance and 24 month validity.


Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the credit card agreement fully and carefully before making any agreement.

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