Pay As You Go Credit Card

Compare the latest Pay As You Go Credit Card Deals

 

Latest Prepaid Card Deals
ProviderInitial FeeMonthly FeeWithdrawal FeeApply
£4.50 - £5.00None£0.75More Info >
ClearCash Pay As You Go Prepaid MasterCard
  • No bank account needed, and no credit checks
  • Available as Pay As You Go or Pay Monthly
  • Access to cashback site, budgeting tools, numerous loading options
  • If you have a poor credit rating Creditbuilder™ could help you
  • Cashback rewards available
  • Main cardholder must be 18 or older (Additional cardholders must be 13 or older)
  • Minimum amount of initial load up on card £10
  • Maximum load on card £5,000
  • Maximum single transaction spend £800
£4.95£9.95£2 (UK)More Info >
Cashplus Prepaid MasterCard (Activeplus)
  • No ATM, monthly or UK purchase fees for the first 3 months
  • The first UK prepaid card that could help you establish or build your credit rating at no extra cost
  • No foreign exchange fees
  • Earn up to 27% cashback on most things you buy online
  • Free payments and transfers
  • Main cardholder must be 18 or older (Additional cardholders must be 13 or older)
  • 4 maximum additional cards
  • Minimum amount of initial load up on card £10
  • Maximum load on card £5,000
  • Maximum single transaction spend £800
£4.50 - £5.00£9.99£0.50More Info >
ClearCash Pay Monthly Prepaid MasterCard
  • Designed as a great alternative to a bank account - no credit checks required 
  • One monthly fee, no transaction fees.  
  • Budgeting tools, SMS balance facility, discounts on shopping, and more  
  • Get discounts on Virgin products and services (terms and conditions apply)
  • Main cardholder must be 18 or older (additional cardholders must be 13 or older)
  • Minimum initial card top up £10
  • Maximum load on card £5,000
  • Maximum single transaction spend £800
£9.95£4.75£1.50More Info >
Virgin Money Pay Monthly Prepaid MasterCard

  • No bank account or credit checks required 
  • No charge for UK transactions 
  • Accepted worldwide wherever you see the MasterCard symbol 
  • Get discounts on Virgin products and services (terms and conditions apply)
  • Must be 13 or older (under 18s will need approval from a parent or guardian)
  • Must be a UK resident
  • Set up fee of £9.95
  • Monthly fee of £4.75
  • £1.50 charge for Uk cash withdrawls
£9.95None2.95% (3.50% overseas)More Info >

Virgin Money Pay As You Go Prepaid MasterCard

  • No bank account or credit checks required 
  • No monthly fee - only top up your card when you need to use it 
  • Accepted worldwide wherever you see the MasterCard symbol 
  • Get discounts on Virgin products and services (terms and conditions apply)
  • Must be 13 or older (under 18s will need approval from a parent or guardian)
  • Must be a UK resident
  • Set up fee of £9.95
  • 2.95% charge on UK payments and cash withdrawals
   More Info >
Cardonebanking Current Account

  • No credit checks**
  • No account opening fee 
  • UK call centre
  • No bounced payment fees
  • Cardonebanking Prepaid Debit MasterCard
  • Free text alerts each time money is paid in
  • Free text alerts if your bills cannot be paid
  • Manage your account online, by text and by phone 24/7
  • Must be 18 or older
  • Maximum card balance £5,000
  • £12.50 monthly fee
  • Additional card charged at £5 per month
  • Other charges apply for ATM withdrawals and overseas card usage (see terms and conditions for details)

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

A Pay As You Go credit card can be useful if you're trying to stick to a budget, as it only allows you to spend what you have. Because you have to top up the card with money before you use it, there's no risk of getting into credit card debt. Pay As You Go credit cards offer a range of benefits, such as:

 

  • No bank account necessary
  • Safer than carrying cash
  • Useful for travelling
  • Ideal for supporting your children while they are at university - top up their card direct from your bank account
  • Shop securely online
  • Top up the card at selected banks, PayPoints, or online

 

Some PAYG credit cards incur certain fees - these might include the intitial price of buying the card, as well as monthly charges, transaction fees, and withdrawal fees. To find out if a Pay As You Go credit card is the right option for you, compare some of the leading credit card providers using our free online comparison tables:.