If you are considering whether or not to vaccinate your pet due to the costs involved, it is worth remembering that it could be highly beneficial, in more than just one sense. A vaccination may not only improve the pet’s quality of life, but could also significantly decrease the cost of your insurance.
All insurers are generally risk averse, and therefore a properly vaccinated pet may demonstrate a significantly lower risk of an insurance claim, something that may therefore decrease the cost of your premiums. For this reason, it may be well worth properly vaccinating your pets against diseases, as this can dramatically reduce costs in the future.
There are also a number of other ways to reduce the cost of your pet insurance premiums - the following are some examples:
- Taking the time to microchip your pet may demonstrate to the insurer that you care about your pet and will therefore be a responsible owner
- Neutering the animal
- Living in a relatively safe area (away from busy roads and other hazards etc)
- Offering to pay a higher excess for your insurance claims, should the need arise