Post Office Savings Accounts

Compare top Post Office Savings Accounts



Post Office savings accounts are now provided by Bank of Ireland UK. You can get some great deals with Post Office savings accounts, whether you are looking for long term investment or instant access. See below for the latest Post Office savings rates available and compare with the other savings deal options below:

Post Office Savings Accounts
ProviderAccountInterest Rate (AER)TermApply
1.40%Instant AccessApply Now >
Rate includes a 0.65% gross/AER fixed interest bonus for the first 12 months. Unlimited free withdrawals. Open with £1.
Savings Selection
ProviderAccountRate TermApply
1.40%Instant AccessApply Now >
Rate includes a 0.65% gross/AER fixed interest bonus for the first 12 months. Unlimited free withdrawals. Open with £1.
Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.40%Instant AccessMore Info >
Rate includes a 0.65% gross/AER fixed interest bonus for the first 12 months. Unlimited free withdrawals. Open with £1.
1.30%Instant AccessMore Info >
Earn 1.30% AER Instant Access. Monthly interest. Minimum deposit £25,000.
1.25%Instant accessMore Info >
Earn 1.25% AER/Gross
Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
2.96%4 YearsApply Now >
Earn 2.96% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.55%3 YearsApply Now >
Earn 2.55% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
1.75%3 YearsApply Now >
Interest paid annually at 1.75% (gross), quarterly at 1.74% (gross), or monthly at 1.74% (gross). Minimum Deposit £10,000.
Growth Structured Deposits
ProviderPlan NameMaximum Potential Return*TermMore Info
Target Income Deposit Plan4.65%
per annum
6 yearsMore Info >
6 year structured deposit plan paying a potential annual income of 4.65%. Also available as a cash NISA and NISA transfer.
Kick Out Deposit5.5%
per annum
Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5.5% times the number of years the plan has been in force. Also available for Cash NISA and NISA transfer.
* Maximum Growth Yields are not guaranteed and subject to certain conditions

About Post Office Savings Accounts


Whatever you are putting money away for, Post Office savings accounts could help you reach your savings goal quicker. Whether you are saving for your first bike or to send your child to university, Post Office savings accounts will have a plan for you.

Save regularly or as and when you can afford to with Post Office savings accounts and watch your money grow. Post Office savings accounts come in a variety of types, including:

  • Post Office Instant Access Savings Accounts - Instant access savings accounts can be useful for people who do not want to lock their money away as they allow you to access funds in a hurry. The Post Office offers a selection of instant access savings options including branch, phone and online only access.
  • Post Office Fixed Rate Savings Accounts - Fixed rate savings accounts can offer a higher return in exchange for locking your cash away for a set period. The Post Office offers fixed rate bonds ranging in duration from  one to two years
  • Post Office Notice Accounts - The Post Office Reward Saver allows you to make free withdrawals with 30 days' notice, plus a choice of annual or monthly interest.
Compare a variety of leading savings accounts to find the right one for you.