Post Office Savings Accounts


You can get some great deals with Post Office savings accounts, whether you are looking for long term investment or instant access. See below for the latest Post Office savings rates available and compare with the other savings deal options below:

Post Office Savings Accounts
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Savings Selection
ProviderAccountRate TermApply
1.90%3 yearsApply Now >
3 year fixed rate savings account paying 1.90% gross/AER.
1.50%2 yearsApply Now >
2 year fixed rate savings account paying 1.50% gross/AER.
Up to 26%3 years, 9 monthsApply Now >
3 year and 9 months capital protected structured deposit plan which aims to return 100% x any FTSE 100 growth with a maximum 26% return. Also available for Cash ISA and Cash ISA transfer.
Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
1.00%Easy AccessMore Info >
Open with £1,000.
0.50%Instant accessMore Info >
0.50% AER Gross (variable)
0.50%Instant accessMore Info >
0.50% AER Gross (variable)
Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
2.91%5 YearsApply Now >
Earn 2.91% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.66%4 YearsApply Now >
Earn 2.66% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.16%3 YearsApply Now >
Earn 2.16% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
Growth Structured Deposits
ProviderPlan NameMaximum Potential Return*TermMore Info
Target Income Deposit Plan4.75%
per annum
6 yearsMore Info >
6 year structured deposit plan paying a potential annual income of 4.75%. Also available as a cash ISA and ISA transfer.
Deposit Kick Out7.5%
per annum
Up to 6 yearsMore Info >
A maximum 6 year structured deposit plan with the potential to mature early, paying 7.5% for every year the plan is in place. Also available for Cash ISA and ISA transfer.
Kick Out Deposit5%
per annum
Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and Cash ISA transfer.
* Maximum Growth Yields are not guaranteed and subject to certain conditions

Whatever you are putting money away for, Post Office savings accounts could help you reach your savings goal quicker. Whether you are saving for your first bike or to send your child to university, Post Office savings accounts will have a plan for you.

Save regularly or as and when you can afford to with Post Office savings accounts and watch your money grow. Post Office savings accounts come in a variety of types, including:

  • Fixed rate bonds
  • Easy access savings accounts

Compare a variety of leading savings accounts to find the right one for you.