Post Office Savings Accounts

Compare Post Office Savings Accounts

ProviderAccountInterest RateTermApply
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
1.20%Instant AccessMore Info >
Earn 1.20% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR (Fonds de Garantie Dépôts et de Résolution), the French deposit protection scheme. Manage account online.
3.00%Current Account
Instant Access
More Info >
Monthly Interest of 3% AER (variable) payable on your entire balance up to £20,000 when you have at least £3,000 in your account. Monthly Cashback on selected household bills. Must pay in £500 into the account each month.
5.00%Current Account
Instant Access
More Info >
5.00% interest on balances up to £2,000 PLUS 5% cashback on first £100 of Contactless payments every month. Must pay in a minimum of £500 into the account each month. No monthly account fee.
1.00%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 1% AER on ALL instant access credit balances, and 0.5% AER on current account balances up to £2,000. £2 per month fee. INTRODUCTORY OFFER: Free for the first 12 months.

1.50%

per annum

£10,000More Info >
Earn 1.50% fixed interest - 3 year term - Minimum deposit £10,000 - No withdrawals - FSCS Protected

1.40%

per annum

£10,000More Info >
Earn 1.40% fixed interest - 1 year term - Minimum deposit £10,000 - No withdrawals - FSCS Protected

1.10%

per annum

£1,000More Info >
Earn 1.10% fixed interest - 12 month term - Minimum deposit £1,000 No withdrawals permitted. FSCS Protected

0.80%

per annum

£1,000More Info >
Earn 0.80% fixed interest - 6 month term - Minimum deposit £1,000 No withdrawals permitted. FSCS Protected
Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.0%*0% for 12 months£1,000 per monthN/A5.0% IN-CREDIT INTEREST on balances up to £2,500 for the first year.More Info >
5.0%*£25 fee free overdraft plus £10 buffer£500 per monthN/A5.0% VARIABLE IN-CREDIT INTEREST on balances up to £2,000.More Info >
3.0%*Fee free for 4 months then £1 per day£500 per month£5 pm*3.0% AER (variable) on entire balance up to £20,000 when you have at least £3,000 in your a/c. Up to 3% cashback on household bills.More Info >
1.0.%*£6 per month with £25 buffer and 2 day grace period No minimumFree for first 12 months then £2 per monthInnovative new banking service. *Get 1.0% AER on ALL instant access balances and 0.5% AER on current account balances up to £2,000.More Info >
N/A£1 per dayN/AN/AFour month fee-free overdraft when you switch your main current account using the Dedicated Switcher ServiceMore Info >
Latest ISA Deals
ProviderAccountISA TransfersProtection schemeFund choiceInvest From:More info
yes

FSCS

2,500+ funds

£50 per month

or £500 single

More Info >

Why we like it: Let award winning experts manage your funds with the Easy Option ISA, or choose your own funds with the DIY Option ISA. Start investing from as little as £50 per month and manage your account online.

yes

FSCS

2,000+ funds

£50 per month

or just £5 single

More Info >

Why we like it: Barclays Stockbrokers has been voted ‘Self Select ISA Provider of the Year’ at the ADVFN International Financial Awards 2016. Choose from over 2,000 funds, shares, ETFs, investment trusts, gilts, bonds and more. Now with ISA flexibility, withdraw and replace cash from a flexible ISA during the same tax year without it counting towards your annual ISA allowance.  

yes

FSCS

2,500+ funds

£10 per month

or £50 single

More Info >

Why we like it: The Standard Life Junior ISA from £10 pm. Tax efficient investing to help pay from anything from university fees to a first car.

Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital’s at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Peer to Peer Fixed Term ISA - Earn high interest on your savings
ProviderAccountTarget ReturnTermMore Info
8.70%
per annum
1 to 5 YearsMore Info >
  • Earn estimated 8.70% APR*
  • 1 - 5 year term
  • Available for ISA, ISA transfer & direct investment
  • Minimum investment £10
  • Manage your account online
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

AER - Annual Equivalent Rate

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

*Returns may be higher or lower

Alternative Saving Ideas - Earn high interest on your savings
ProviderAccountInterest RateMinimum DepositApply

2.35%

per annum

£10More Info >
  • Earn 2.35% per annum (paid at maturity)
  • 24 month term
  • Asset backed loans
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

2.25%

per annum

£10More Info >
  • Earn 2.25% paid on maturity.
  • 12 month term
  • Peer to peer lending account
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer to Peer Lending is not covered by the FSCS

Compare top Post Office Savings Accounts

Post Office savings accounts are now provided by Bank of Ireland UK. You can get some great deals with Post Office savings accounts, whether you are looking for long term investment or instant access. See below for the latest Post Office savings rates available and compare with the other savings deal options above:


About Post Office Savings Accounts

Whatever you are putting money away for, Post Office savings accounts could help you reach your savings goal quicker. Whether you are saving for your first bike or to send your child to university, Post Office savings accounts will have a plan for you. Save regularly or as and when you can afford to with Post Office savings accounts and watch your money grow. Post Office savings accounts come in a variety of types, including:


  • Post Office Instant Access Savings Accounts - Instant access savings accounts can be useful for people who do not want to lock their money away as they allow you to access funds in a hurry. The Post Office offers a selection of instant access savings options including branch, phone and online only access.
  • Post Office Fixed Rate Savings Accounts - Fixed rate savings accounts can offer a higher return in exchange for locking your cash away for a set period. The Post Office offers fixed rate bonds ranging in duration from  one to two years
  • Post Office Notice Accounts - The Post Office Reward Saver allows you to make free withdrawals with 30 days' notice, plus a choice of annual or monthly interest.


Compare a variety of leading savings accounts to find the right one for you.