RAC Breakdown Cover

Compare RAC breakdown cover

Nobody wants to get stranded by the roadside so having breakdown cover in place is a good idea, you can use the comparison table below to review a selection of providers of breakdown insurance which might be able to help you decide which the best choice for you is:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
Up to 40%

Cover from just £29.99.

Free At Home Cover – Save up to £25. Available on Roadside & Recovery & above. New Members only for 1st year. Saving based on Roadside Recovery & At Home. T&Cs apply.Get Quotes >
n/aPrices start from £17.50
Economy cover - 4 call outs per policy term. Up to 1 hour roadside assistance. Recovery to local garage within 25 mile radius.
Multi Car Discount up to 15%Get Quotes >
Up to 40% off phone pricesCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. - (For vehicles 10 years & under on our closest equivalent UK cover). Underwritten by U K Insurance Limited

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n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C's apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Amazon.co.uk Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

RAC breakdown cover

RAC breakdown cover lets you tailor your policy to suit your requirements, with different price levels; they also have a range of optional extras. Depending on what package you purchase you could potentially benefit from:


  • Patrols fix 4 out of 5 vehicles at the roadside
  • Priority rescue for anyone in a vulnerable situation
  • Over 1600 highly trained and dedicated patrols
  • £1000 worth of key cover whether your keys are lost, stolen or broken
  • Rated number 1 UK brand for services for the fourth time
  • Options for battery rescue – The RAC will source and fit a new battery up to the value of £600 if yours cannot be recharged with no additional charge


Levels of RAC cover


  • Roadside – The base level of cover offered by the RAC, covers you for breakdowns that occur over a quarter of a mile from your registered home address. If your vehicle cannot be fixed at the roadside this package includes a tow to a destination of your choice within 10 miles of the breakdown.


  • Recovery - With the recovery option the RAC will take 7 passengers and your car to any chosen destination within mainland UK if your car cannot be fixed at the roadside.


  • At Home – With this inclusion the RAC will attend breakdowns that occur within a quarter of a mile of your home or if your car won’t start when leaving your home.


  • Onward Travel – If your car breaks down and cannot be fixed at the roadside the RAC will provide either a hire car for up to three consecutive days, one night’s stay in a bed and breakfast or alternative transport.


  • European Rescue – Provides you with cover for breakdowns within 48 continental European countries.


The RAC also gives you the option of choose a vehicle or personal cover policy:


  • Vehicle cover – With this policy type you take out cover for a specific vehicle, so it is covered for breakdowns no matter who is driving it when it occurs. You can add up to three vehicles on a single policy.  


  • Personal cover – With a personal cover option the policy holder is covered for breakdowns, so whatever vehicle they drive they will be provided with cover, you can take out cover for a household of up to five people.