RAC Breakdown Cover

Compare RAC breakdown cover

Nobody wants to get stranded by the roadside so having breakdown cover in place is a good idea, you can use the comparison table below to review a selection of providers of breakdown insurance which might be able to help you decide which the best choice for you is:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
Up to 40%

Cover from just £29.99.

Free Onward Travel when you spend as little as £9.45 a month. Available on Roadside & Recovery & above. New members only for 1st year. T&Cs apply.Get Quotes >
n/aPrices start from £17.50
Economy cover - 4 call outs per policy term. Up to 1 hour roadside assistance. Recovery to local garage within 25 mile radius.
Multi Car Discount up to 15%Get Quotes >
Up to 40%Cover from just £25. (10% of customers achieve these prices)

50% off your AA or RAC renewal quote. - (For vehicles 10 years & under on our closest equivalent UK cover). Underwritten by U K Insurance Limited

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n/aGet 24 hour roadside recovery assistance from £39

Save up to £75 on fuel when you buy breakdown membership with added options. T&C's apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying options with breakdown membership and paying on an annual continuous basis will get a fuel card worth up to £75. This will be an AA prepaid MasterCard that can be used at any UK fuel station where MasterCard is accepted. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home, Onward Travel and/or Parts and Garage Cover). The value of the fuel card will depend on the number of options added to your cover: £20 card when adding 1 option, £30 card when adding 2 options, £50 card when adding 3 options, £75 card when adding 4 options. The card will be valid for 6 months from the date of issue. This offer is not available to Cashback Customers.

RAC breakdown cover

RAC breakdown cover lets you tailor your policy to suit your requirements, with different price levels; they also have a range of optional extras. Depending on what package you purchase you could potentially benefit from:


  • Patrols fix 4 out of 5 vehicles at the roadside
  • Priority rescue for anyone in a vulnerable situation
  • Over 1600 highly trained and dedicated patrols
  • £1000 worth of key cover whether your keys are lost, stolen or broken
  • Rated number 1 UK brand for services for the fourth time
  • Options for battery rescue – The RAC will source and fit a new battery up to the value of £600 if yours cannot be recharged with no additional charge


Levels of RAC cover


  • Roadside – The base level of cover offered by the RAC, covers you for breakdowns that occur over a quarter of a mile from your registered home address. If your vehicle cannot be fixed at the roadside this package includes a tow to a destination of your choice within 10 miles of the breakdown.


  • Recovery - With the recovery option the RAC will take 7 passengers and your car to any chosen destination within mainland UK if your car cannot be fixed at the roadside.


  • At Home – With this inclusion the RAC will attend breakdowns that occur within a quarter of a mile of your home or if your car won’t start when leaving your home.


  • Onward Travel – If your car breaks down and cannot be fixed at the roadside the RAC will provide either a hire car for up to three consecutive days, one night’s stay in a bed and breakfast or alternative transport.


  • European Rescue – Provides you with cover for breakdowns within 48 continental European countries.


The RAC also gives you the option of choose a vehicle or personal cover policy:


  • Vehicle cover – With this policy type you take out cover for a specific vehicle, so it is covered for breakdowns no matter who is driving it when it occurs. You can add up to three vehicles on a single policy.  


  • Personal cover – With a personal cover option the policy holder is covered for breakdowns, so whatever vehicle they drive they will be provided with cover, you can take out cover for a household of up to five people.