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Retirement Advice Service

Retirement Advice & Quotes…

Getting advice on your retirement options is imperative if you have expectations of maintaining your living standards after you finish work. There is a lot of truth in the quip "fail to plan and you plan to fail" and hoping everything will be in order financially without making proper plans is a big ask.

There are a number of factors that will determine your lifestyle in retirement including when you start making pension provision and the level at which you do it. The Government incentivises pension provision by providing tax relief on contributions made into qualifying UK pension schemes e.g. A contribution of £80 for a standard rate tax payer would qualify for an additional £20 from the Government. For higher rate tax payers an additional 20% of tax relief is available through your tax return. The length of time that pension contributions are made will also affect the level of growth you can expect on your fund. What the fund is invested in will also be important. Historically investing in the stockmarket has shown to be the best medium for long term growth however part of the planning process should include regular reviews to ensure you are on track to hit your pension targets. Underperformance of your pension fund may require contributions to be increased. Changes in pension legislation may also be a factor.

Our Pension Service* provides:-

Impartial retirement quotes & advice on your pension options.
Advice on transferring pensions and transfer analysis comparing existing scheme benefits with the new scheme
Information & Advice on Self Invested Pension schemes
Close to retirement? - Quotes & Advice on your Annuity Options - You could get up to 30% more income by choosing the right annuity provider for you. Information & Advice on other retirement income products.
Assessment of your circumstances to find the most suitable type of pension for you.
Helping you with the relevant paperwork to ensure that your pension is processed smoothly.