Pensions Guide

Find out how pensions tax relief works and how pension income is taxed with our short guide to pensions and tax.
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Pension News

State pension age rise to 67 will impact 8 million people earlier than expected

James Caldwell / 30 November 2011

In the Autumn statement yesterday George Osborne announced that the planned increase in state pension retirement age from 66 to 67 would be brought forward from 2036 to 2028. This move is expected t... Read more

Shopping around for an annuity to be made easier - ABI

Emma Thompson / 06 October 2011

The Association of British Insurers (ABI) has launched a new initiative that is designed to make it easier for people reaching the age of retirement to shop around for an annuity to ensure that they... Read more

£2billion drop in pension contributions as people cut back on saving

Colm Hebblethwaite / 08 September 2011

The UK is heading for a potentially catastrophic retirement crisis, if figures released by the Office of National Statistics (ONS) are to be believed. A steep decline of more than £2 billion i... Read more

Latest investment commentary

What lies in store in 2012

Oliver Roylance-Smith / 10 January 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ... Read more

A review of the FTSE in 2011 and what we can learn

Oliver Roylance-Smith / 10 January 2012

The FTSE is one of the most important indicators of investment performance and acts as a key benchmark for many investors in the UK. For this reason we take a look back at 2011 and review what happe... Read more

Our Top 10 most popular plans in 2011

Oliver Roylance-Smith / 09 January 2012

With 2012 well underway, there is already a competitive range of plans available across a wide number of plan types, whether you are looking for traditional savings routes, investments with the pote... Read more

Investment Focus

Investment Focus: Legal & General Inflation Protected Deposit Plan

Oliver Roylance-Smith / 15 November 2011

The current rate of inflation is well above the Bank of England’s target of 2% and is a major cause of concern for savers across the UK. We take a look at a recent new entrant to the market wh... Read more

Investment Focus: Meteor Income Deposit Plan

Oliver Roylance-Smith / 15 November 2011

The current economic environment is one of the most challenging ever seen and those that are feeling it most are savers and investors seeking an income from their capital. We take a look at one part... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 15 November 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

Retirement Planning

Retirement Planning Advice

If you are looking at retirement planning, whether looking to start a personal pension or bring together existing pension plans, you may want to consider a Self Invested Personal Pension (SIPP).

Pension Advice

Go here if you are looking for annuity quotes:

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One of the key objectives of a retirement plan is the provision of adequate income in retirement. Many factors will determine this but good planning will help ensure expectations are met whether you are 30 years or three months off retirement.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

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