Saga Home Insurance

Compare Saga home insurance

Saga Home Insurance Deal
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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£500,000£60,000

5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Compare - Home and Contents Insurance Quotes
Provided via:Total Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
40+YesYesYesGet Quotes >

Is Saga home insurance right for you?

Saga offer home insurance for the over 50s, offering a better deal for older customers. They provide both buildings and contents insurance, either separately or as a joint policy. They also offer specialist cover for landlords and a range of additional cover options so customers can build a policy tailored to their personal requirements.

 

Choosing a Saga home insurance policy

Saga policy-holders can benefit from the following as standard:

  • Defaqto 5 Star rated cover
  • Up to £1,000,000 buildings cover
  • Up to £100,000 contents cover
  • Up to £100,000 for alternative accommodation if you have to move out of your home
  • New for Old replacement of items
  • Up to £10,000 worldwide cover for your personal belongings (with Premier cover)
  • Up to £25 to cover the cost of any switching fees
  • UK-based phone advisers (with no automated telephone menus)

 

You can choose from two levels of cover with Saga home insurance Essential and Premier. They also offer landlord insurance and a range of optional extra cover.

 

Saga Essential Cover

With this policy you can benefit from:

  • Up to £1,000,000 buildings cover
  • Up to £100,000 contents cover
  • New for Old replacement of items
  • Only needing to specify single items worth more than £2,500
  • Accidental damage cover for non portable household electrical items

 

You also have the option of:

  • Full accidental damage cover (e.g. for broken spectacles or DIY accidents)
  • Personal belongings cover for items outside the home (e.g. mobile phones)

 

Saga Premier Cover

This policy includes:

  • Up to £1,000,000 buildings cover
  • Up to £100,000 contents cover
  • New for Old replacement of items
  • Only specify single items worth more than £2,500
  • Accidental damage cover for non portable household electrical items
  • Full accidental damage cover (e.g. for broken spectacles or DIY accidents)
  • Personal belongings cover for items outside the home (e.g. mobile phones)
  • No claims discount (keep down future premiums if you don't make a claim)
  • Matching sets replacements (if one item from a set is damaged, the whole set will be replaced)

 

Saga Landlord Insurance

When insuring their properties with Saga, landlords can take advantage of:

  • Up to £500,000 buildings cover
  • Contents insurance for £10,000, £25,000 and £50,000 (to cover carpets, furniture etc)
  • Accidental damage cover (for items broken or damaged accidentally by tenants)
  • Legal Expenses cover (unlimited legal advice & up to £100,000 for legal proceedings)
  • Malicious damage/vandalism cover
  • Alternative accommodation cover (to rehouse your tenants after a major incident)
  • Rent Guarantee cover (optional)
  • Multi-property discount (10% discount for every additional property you insure with Saga)

 

Additional cover options

You can add these extra features to your policy for extra protection where you need it.

 

Personal Belongings cover

Offers worldwide protection for your possessions up to £10,000 per incident (lower levels up to £2,500 or £5,000 are also available).

 

Home Cover

Saga will cover a range of emergencies relating to areas such as: plumbing and drains (including blocked drains and burst pipes), internal electrics (in the event of complete failure), pest infestation (such as removal of wasps or hornets nests) and security (i.e. glazing and locks).

 

Legal Expenses Cover

Offers unlimited personal legal advice and cover of up to £100,000 for a variety of legal proceedings. Policy-holders can also access a range of professionally written legal documents online that can be edited to meet your needs

 

Garden Cover

Provides up to £1,500 towards replacing your shrubs, trees and hedges and £2,000 worth of cover for garden contents in the open, under your contents policy. Additional premium varies depending on your individual circumstances.