Compare self sert loan deals…

If you want a loan, but are self employed or unable to prove your income, you will need to look at the range of self cert loans on offer.

With a self cert loan you will generally be asked to:

  • declare your own income
  • provide an accountant certificate stating that your income is sufficient to service the certification loan
  • provide bank statements covering a certain period, so the lender can get an idea of your gross income

If you are a home owner, your mortgage repayment history will be useful as proof of punctual payment. Due to the potential risk to the lender, self cert loans generally carry a higher rate of APR, but many lenders offers deals where the rates drop after an initial period because you have then proved that you are able to keep up payments. 

LenderMin - Max LoanCredit HistoryRepresentative APRTermApply
£1,500 - £50,000Good to Poor Credit19.1%2 to 5 YearsGet Quotes >
Take charge of your car finance with Zuto. Loans of £1,500 - £50,000 for 2-5 years. Representative Example: The Representative APR is 19.1% (fixed) so if you borrow £7,500 over 49 months at a rate of 19.1% p.a. (fixed) you will repay £218.78 per month and repay £10,501.26 in total. b>

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.