Self Cert Loans
Compare self sert loan deals…
If you want a loan, but are self employed or unable to prove your income, you will need to look at the range of self cert loans on offer.
With a self cert loan you will generally be asked to:
- declare your own income
- provide an accountant certificate stating that your income is sufficient to service the certification loan
- provide bank statements covering a certain period, so the lender can get an idea of your gross income
If you are a home owner, your mortgage repayment history will be useful as proof of punctual payment. Due to the potential risk to the lender, self cert loans generally carry a higher rate of APR, but many lenders offers deals where the rates drop after an initial period because you have then proved that you are able to keep up payments.
Alternatively click on loan advertising links below:
Disclaimer: Every effort is made to keep the site accurate, however we cannot guarantee that a Personal Loan issuer has not increased or decreased one or more of the APRs or fees/charges associated with a loan deal or changed its features, obligations or benefits. Please be sure to read the Self Cert Loan agreement fully and carefully before making any agreement.