Self Cert Mortgage

Self Cert Mortgage

The Self Cert Mortgage market has developed significantly over the last 5 years with many lenders offering innovative mortgage products to cater for growing demand.

You may not qualify for a standard mortgage for all sorts of reasons.

This may be because you are self employed or have irregular earnings, or your income comes from a number of different sources.

A Self Certification mortgage is where you confirm your income without the need for independent verification. Self Cert Mortgages are ideal for self employed people or where income is paid by more irregular means e.g. bonuses.

For advice on self cert mortgages please complete our short enquiry form.

Initial Rate Type Period To Provider The Overall Cost For Comparison APR LTV   5.29% Offset   First Direct 6.20% 80% More 5.29% Fixed May 2010 First Direct 6.20% 80% More 5.34% Standard May 2033 First Direct 5.50% 90% More 5.35% Discount May 2011 Vernon 7.30% 80% More 5.39% Offset   First Direct 6.20% 80% More 5.39% Adverse Apr 2010 Chelsea Building Society 7.30% 75% More 5.39% Fixed May 2013 First Direct 6.20% 80% More Powered by Defaqto THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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